Upshur County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Upshur County, TX distress report, 2026: 12 ZIPs scored in Upshur, TX, Upshur, TX average 27/100; the top Upshur, TX ZIP is 75604 at 34/100; Upshur, TX market phase recovery, Upshur, TX prices +2.8% year over year.
- Upshur, TX ranks #234 nationally (opportunity index); Upshur, TX #33 in Texas; Upshur, TX index 35.4.
- Upshur, TX: no CFPB county sample; Upshur, TX metro area reading 1.3%.
- Upshur, TX ZIP phases: 8 recovery, 4 peak.
- Upshur, TX residential listings tracked: 22 across 4 ZIPs; Upshur, TX candidate listings 5.
- Upshur, TX lenders on watch: 6; largest Upshur, TX footprint First Nb Of East Texas (4 branches).
- Upshur, TX most distressed ZIP: 75604 at 34/100.
Upshur, TX figures: DLRadar distress index; Upshur, TX inputs: CFPB, FHFA, HUD, FDIC; Upshur, TX rebuilt as sources refresh.
| Rank | Upshur, TX ZIP | Score |
|---|---|---|
| 1 | 75604 | 34/100 |
| 2 | 75605 | 32/100 |
| 3 | 75644 | 32/100 |
| 4 | 75645 | 32/100 |
| 5 | 75683 | 31/100 |
| 6 | 75755 | 31/100 |
| 7 | 75647 | 30/100 |
| 8 | 75640 | 25/100 |
| 9 | 75686 | 20/100 |
| 10 | 75494 | 19/100 |
| 11 | 75765 | 19/100 |
| 12 | 75451 | 18/100 |
Most distressed Upshur, TX ZIPs (0-100, 2026)
Mortgage delinquency around Upshur, TX
No CFPB county sample covers Upshur, TX; the metro area reading for Upshur, TX (Longview, TX): 1.3% ninety-plus; Upshur, TX area thirty-to-eighty-nine 4.3% (December 2025, Upshur, TX); Texas overall 1.2%.
Opportunity index: Upshur, TX
Upshur, TX index 35.4, Upshur, TX phase peak_opportunity; Upshur, TX primary driver construction, Upshur, TX second driver vacancy. Upshur, TX components: property stress 20.0, foreclosure pressure 20.4, listing discounts 50.3, bank stress 47.2, insurance 0.0; Upshur, TX pulse 35.8; Upshur, TX capital opportunity 34.7; Upshur, TX seven-day change -0.4%.
ZIP market phases inside Upshur, TX
12 Upshur, TX ZIPs carry a price-cycle phase; Upshur, TX ZIPs by phase (Upshur, TX), deepest drawdown first: peak, +1.1% YoY (Upshur, TX): 75451; peak, +1.9% YoY (Upshur, TX): 75494; recovery, +2.8% YoY (Upshur, TX): 75604, 75605, 75640, 75644, Upshur, TX 75645, 75755; recovery, +2.9% YoY (Upshur, TX): 75647; recovery, +2.7% YoY (Upshur, TX): 75683; peak, +1.3% YoY (Upshur, TX): 75686; peak, +2.0% YoY (Upshur, TX): 75765.
Residential listings by Upshur, TX ZIP
Upshur, TX ZIPs with the most tracked Upshur, TX residential listings: 75644 10 listings, 2 candidates, bank pressure 52; 75645 7 listings, 0 candidates, bank pressure 57; 75755 3 listings, 2 candidates, bank pressure 52; 75683 2 listings, 1 candidates, bank pressure 55 (Upshur, TX). Upshur, TX totals: 22 listings; Upshur, TX candidates 5; active ZIPs 3.
Lenders with branches in Upshur, TX
Upshur, TX lenders by branch count: First Nb Of East Texas (Upshur, TX): stress 64, 4 branches low in Upshur, TX; Texas Heritage National Bank (Upshur, TX): stress 62, 2 branches low in Upshur, TX; Austin Bank Texas Na (Upshur, TX): stress 31, 2 branches low in Upshur, TX; Gilmer Nb Gilmer Texas (Upshur, TX): stress 81, 1 branch low in Upshur, TX; First Nb Of Hughes Springs (Upshur, TX): stress 43, 1 branch low in Upshur, TX; Prosperity Bank (Upshur, TX): stress 33, 1 branch low in Upshur, TX.
Vacancy and permits, Upshur, TX
1,936 of 17,519 Upshur, TX housing units are vacant; Upshur, TX permits, twelve months: 0 multifamily units in Upshur, TX, 26 one-to-four unit units.
Work Upshur, TX at the parcel level
Every Upshur, TX parcel carries owner and address; every Upshur, TX parcel carries APN; Upshur, TX distress scores sit on the Upshur, TX live board.
Upshur, TX figures refresh with each source.
Upshur, TX questions
Most distressed ZIP code in Upshur County, TX?
ZIP 75604 leads Upshur, TX at 34/100; next in Upshur, TX: 75605 at 32/100; the Upshur, TX average is 27/100.
Where does Upshur County, TX rank for investment opportunity?
Upshur, TX is #234 among all ranked counties, #33 in Texas; the Upshur, TX driver is construction; Upshur, TX moved up 677 places.
How many mortgages are delinquent in Upshur County, TX?
Upshur, TX takes the metro area reading of 1.3% for December 2025; no CFPB county sample covers Upshur, TX.
Which banks lend in Upshur County, TX?
6 watched lenders hold Upshur, TX branches; the largest Upshur, TX footprints are First Nb Of East Texas (4), Texas Heritage National Bank (2), Austin Bank Texas Na (2).
More on Upshur, TX
Upshur County, TX distress report: public-record figures for Upshur, TX; not legal advice for Upshur, TX; not tax or investment advice; verify every Upshur, TX record before acting.