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Upshur County, TX: Foreclosures, Tax Liens & Distressed Properties

Upshur County, TX, Texas: 12 ZIP codes scored, Upshur County, TX averaging 26/100 (low, Upshur, TX), from 18 to 33. Upshur County, TX is in its recovery phase (Upshur, TX confidence 19/100): Upshur, TX home prices up 2.8% (Upshur, TX) over twelve months. Upshur County, TX lender headwind: 32/100.

Highest-scoring Upshur County, TX ZIPs: 75604 (33/100), 75605 (31/100), 75644 (31/100), 75645 (31/100), 75755 (31/100), 75683 (30/100). Also scored in Upshur County, TX: 75647, 75640, 75686, 75494, 75765, 75451.

Across Upshur County, TX's scored ZIPs: median home value $185,317, household income $65,911, 15.3% vacancy, 14.3% poverty, 77% owner-occupied, median age 40.7.

Upshur County, TX insurance distress 79/100 (#378 in the US); FEMA hazard 84/100 for Upshur, TX; 3 federal disaster declarations in Upshur County, TX since 2023 (3 hurricane); 2 Upshur, TX NFIP flood claims, $78K paid; Upshur, TX construction distress 77/100.

6 banks with 11 branches lend in Upshur County, TX; Upshur, TX weighted bank stress 54/100, highest 81/100 in Upshur, TX.

Upshur County, TX unemployment 4.9% (Upshur, TX +0.4 pts, six months); 26 new housing units permitted in Upshur County, TX over twelve months, Upshur, TX down 37% from 41; Upshur, TX home prices +11.3% a year (Upshur, TX) over three years.

17,519 housing units in Upshur County, TX; 3,187 Upshur, TX renter households; 32% of Upshur, TX renters spend 30%+ of income on rent, 17% (Upshur, TX) half or more.

Upshur County, TX ranks #249 nationally on the opportunity index (Upshur, TX, among all ranked counties); Upshur, TX scores 35.3/100 and Upshur, TX sits #33 inside Texas. Upshur, TX is in the peak_opportunity opportunity phase; Upshur, TX's primary driver is construction, Upshur, TX second driver vacancy; Upshur, TX moved up 617 places. 2 short-sale listings across Upshur, TX; 86 days on market observed in Upshur, TX; 12.4% vacancy over 12 Upshur, TX ZIPs.

No CFPB county sample covers Upshur County, TX. The metro area reading for Upshur, TX (Longview, TX): 1.3% ninety-plus days late; Upshur, TX's thirty-to-eighty-nine share is 4.3% (Upshur, TX, December 2025 data); Texas overall 1.2%.

Upshur County, TX has 6 watched banks; 6 Upshur, TX banks sit in an elevated band. Upshur, TX footprints: First Nb Of East Texas (4 branches, stress 64) in Upshur, TX; Texas Heritage National Bank (2 branches, stress 62) in Upshur, TX; Austin Bank Texas Na (2 branches, stress 31) in Upshur, TX.

1,936 of the 17,519 housing units in Upshur, TX sit vacant. Upshur County, TX permitted 0 multifamily units in twelve months; Upshur, TX's one-to-four unit structures added 26 units in Upshur County, TX.

Recovery
Market phase
2.8%
Upshur, TX HPI YoY
0%
Drawdown
19
Upshur confidence

Upshur County ZIPs ranked by distress

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