Upshur County, TX: Home-Insurance Distress & Forced-Sale Pressure
Upshur County, TX: 73/100 (severe) home-insurance distress; Upshur, TX band MEDIUM; Upshur, TX #552 of 3,222 counties; Upshur, TX #49 of 254 in Texas; raw Upshur, TX 79.2.
FEMA hazard, Upshur, TX: 74/100; Upshur, TX declarations, three years: 3; Upshur, TX perils: 2 hurricane; Upshur, TX five-year count 2 (severity 3.0); Upshur, TX ten-year 2; hazard-weighted, Upshur, TX: 15.0.
Declared incidents on the Upshur, TX record: 2024 Hurricane 2 (Upshur, TX).
NFIP claims, Upshur, TX, three years: 2; Upshur, TX payouts $78,007; per Upshur, TX claim $39,003; Upshur, TX claim-stress 72/100.
Upshur, TX monthly score fell, 76 (March 2026) to 73 (October 2026); Upshur, TX by month: March 76, April 76, May 77, June 77 (Upshur, TX), July 75, August 76, September 75, October 73.
Upshur, TX components: climate 73, NFIP claims 72; Upshur, TX retreat index 73.
Construction distress, Upshur, TX: 77/100 as of August 2026 (Upshur, TX: 77/100 one-to-four unit, 29/100 multifamily).
Upshur, TX ZIPs, June 2026 (Upshur, TX, 12 highest): score 0 (Upshur, TX), climate 86 (Upshur, TX): 75604; score 0 (Upshur, TX), climate 81 (Upshur, TX): 75605; score 0 (Upshur, TX), climate 80 (Upshur, TX): 75647; score 0 (Upshur, TX), climate 68 (Upshur, TX): 75640; score 0 (Upshur, TX), climate 65 (Upshur, TX): 75644, 75645; score 0 (Upshur, TX), climate 64 (Upshur, TX): 75755; score 0 (Upshur, TX), climate 57 (Upshur, TX): 75683, 75765; score 0 (Upshur, TX), climate 53 (Upshur, TX): 75494; score 0 (Upshur, TX), climate 39 (Upshur, TX): 75686; score 0 (Upshur, TX), climate 35 (Upshur, TX): 75451.
DLRadar rescores Upshur, TX monthly; Upshur, TX readings join Upshur, TX foreclosure, lien and ownership parcels (Upshur, TX), so cost-squeezed Upshur, TX owners surface before listing.
Inside Texas, Upshur County ranks 53rd of 254 counties for home-insurance distress at 73/100; Webb County (74/100) sits just above Upshur County, and Bandera County (73/100) sits just below Upshur County.
Deterministic. Every Upshur County, TX signal traces to a public Upshur dataset (FEMA, NFIP, Census for Upshur, TX) · how insurance distress works in Upshur, TX · methodology
FAQ: Upshur County, TX insurance distress
What is the Upshur County, TX home-insurance-distress score?
Upshur, TX: 73/100 (MEDIUM), #552 of 3,222, #49 in Texas. FEMA hazard, Upshur, TX: 74/100; NFIP stress, Upshur, TX: 72/100; construction, Upshur, TX: 77/100; Upshur, TX rescores monthly.
Is Upshur County insurance distress getting better or worse (TX)?
Upshur, TX: 76 in March 2026; Upshur, TX: 73 in October 2026 (better); Upshur, TX climate component 73; Upshur, TX NFIP claims score 72.
How many flood-insurance claims has Upshur County, TX had?
Upshur, TX: 2 NFIP claims, three years; Upshur, TX paid $78,007; per Upshur, TX claim $39,003; carriers reprice Upshur, TX against that record.
Which Upshur County ZIP codes carry the most insurance distress (TX)?
Upshur, TX, June 2026: 75604 at 0, 75605 at 0, 75647 at 0, 75640 at 0; Upshur, TX climate scores there: 86, 81, 80, 68.
Why does Upshur, TX insurance distress create sellers?
A Upshur, TX premium outruns the Upshur, TX budget; a carrier leaves Upshur, TX; Upshur, TX carrying cost passes plan; Upshur, TX owners sell while current; Upshur, TX insurance distress leads Upshur, TX foreclosure data.