ZIP 75638 Property Distress & Foreclosure Data

DLRadar grades ZIP 75638 (Morris County, Texas) at a low 23/100 for overall property distress. Climate and flood risk are elevated too — FEMA disaster exposure (81/100). On the structural side it scores 51/100, with 6/100 of stress already active. Property-level stress concentrates in construction/permit lag (100/100), structural risk (51/100), institutional ownership (44/100). mortgage stress (19/100) stay muted.

Prices here sit in a peak phase: values rose 1.2% over the trailing year (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $56,802, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 29/100. The poverty rate is 22.4% — high, a tax-stress and distress correlate. The vacancy rate is 9.1%. Around 46% of renters are cost-burdened. The ZIP holds roughly 2,514 housing units. 77% of housing is owner-occupied. The typical home is worth about $111,000 (1.8× income, relatively affordable). Around 19% of adults hold a bachelor's degree or higher. 5,363 residents call 75638 home, typically aged 41.

Taken together, 75638 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.