ZIP 75638 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 75638 (Morris County, Texas) lands at 13/100 — minimal on DLRadar's distress scoring. Climate and flood risk are elevated too — FEMA disaster exposure (83/100). Latent structural risk is 26/100 while live distress already moving reads 6/100. The pressure is most legible in institutional ownership (45/100), structural risk (26/100), mortgage stress (19/100). structural risk (26/100) and mortgage stress (19/100) stay muted.

The market reads peak — home values rose 1.0% year on year, at 10/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $56,802, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 29/100. 22.4% of residents fall below the poverty threshold. Vacancy runs 9.1%. Around 46% of renters are cost-burdened. The ZIP holds roughly 2,514 housing units. 77% of housing is owner-occupied. The typical home is worth about $111,000 (1.8× income, relatively affordable). Around 19% of adults hold a bachelor's degree or higher. About 5,363 people live here, median age 41.

Taken together, 75638 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 75638 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 75638 runs hot or quiet, its 13/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 75638 can be compared directly against any other ZIP in Morris County, Texas or nationwide. The score is rebuilt from public data as it updates, so 75638 reflects the current record instead of a stale or modeled snapshot.

75638's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 75638 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.