ZIP 75431 Foreclosure, Tax-Lien & Distress Report
Hopkins County, Texas · High Vacancy market
Composite property distress in 75431 (Hopkins County, Texas) lands at 24/100 — low on DLRadar's public-record scoring. Latent structural risk is 52/100 while live distress already moving reads 4/100. Leading the profile are construction/permit lag (83/100), structural risk (52/100), institutional ownership (25/100). institutional ownership (25/100) and mortgage stress (12/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (68/100).
The peak-phase market in 75431 posted values that rose 1.2% over the year, at 12/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
About 1,924 people live here, median age 44. There are about 871 housing units across 75431. Owners hold 63% of homes, renters 37%. Around 7% of adults hold a bachelor's degree or higher. Home values center near $306,900, an affordability ratio of 4.5×. At $43,241, median income runs below typical U.S. levels. The poverty rate is 23.1% — high, a tax-stress and distress correlate. Rent burden reaches 67% of tenant households. The vacancy rate is 15.7% — elevated. On demographic stress specifically, 75431 scores 44/100.
Net-net, 75431 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 75431 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 75431 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 75431 reflects the current record instead of a stale or modeled snapshot.
75431's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 75431 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 75431
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 75431 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 75431, the same set carried on every parcel.
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