ZIP 75431 Property Distress & Foreclosure Data

Composite property distress in 75431 (Hopkins County, Texas) lands at 23/100 — low on DLRadar's public-record scoring. Structural exposure scores 50 and live distress 4 on the 0–100 scale. The sharpest non-environmental signals are construction/permit lag (69/100), structural risk (50/100), institutional ownership (28/100). institutional ownership (28/100) and mortgage stress (12/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (68/100).

Prices here sit in a peak phase: values rose 1.9% over the trailing year, at 19/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

1,924 residents call 75431 home, typically aged 44. There are about 871 housing units across 75431. 63% of housing is owner-occupied. Around 7% of adults hold a bachelor's degree or higher. The typical home is worth about $306,900 (4.5× income). At $43,241, median income runs below typical U.S. levels. The poverty rate is 23.1% — high, a tax-stress and distress correlate. Rent burden reaches 67% of tenant households. Vacancy runs 15.7%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 44/100.

Taken together, 75431 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.