Hopkins County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Hopkins County, TX distress report, 2026: 13 ZIPs scored in Hopkins, TX, Hopkins, TX average 23/100; the top Hopkins, TX ZIP is 75420 at 25/100; Hopkins, TX market phase peak, Hopkins, TX prices +0.9% year over year.
- Hopkins, TX ranks #1,848 nationally (opportunity index); Hopkins, TX #166 in Texas; Hopkins, TX index 28.2.
- Hopkins, TX: no CFPB county sample; Hopkins, TX non-metro area reading 1.4%.
- Hopkins, TX ZIP phases: 13 peak.
- Hopkins, TX residential listings tracked: 5 across 8 ZIPs; Hopkins, TX candidate listings 3.
- Hopkins, TX lenders on watch: 6; largest Hopkins, TX footprint Alliance Bank (6 branches).
- Hopkins, TX most distressed ZIP: 75420 at 25/100.
Hopkins, TX figures: DLRadar distress index; Hopkins, TX inputs: CFPB, FHFA, HUD, FDIC; Hopkins, TX rebuilt as sources refresh.
| Rank | Hopkins, TX ZIP | Score |
|---|---|---|
| 1 | 75420 | 25/100 |
| 2 | 75433 | 25/100 |
| 3 | 75437 | 25/100 |
| 4 | 75482 | 25/100 |
| 5 | 75431 | 24/100 |
| 6 | 75471 | 24/100 |
| 7 | 75478 | 24/100 |
| 8 | 75481 | 24/100 |
| 9 | 75453 | 23/100 |
| 10 | 75497 | 21/100 |
| 11 | 75494 | 19/100 |
| 12 | 75440 | 18/100 |
Most distressed Hopkins, TX ZIPs (0-100, 2026)
Mortgage delinquency around Hopkins, TX
No CFPB county sample covers Hopkins, TX; the non-metro area reading for Hopkins, TX: 1.4% ninety-plus; Hopkins, TX area thirty-to-eighty-nine 3.5% (December 2025, Hopkins, TX); Texas overall 1.2%.
Opportunity index: Hopkins, TX
Hopkins, TX index 28.2, Hopkins, TX phase early_signal; Hopkins, TX primary driver construction, Hopkins, TX second driver vacancy. Hopkins, TX components: property stress 20.6, foreclosure pressure 23.1, listing discounts 16.0, bank stress 53.6, insurance 0.0; Hopkins, TX pulse 33.9; Hopkins, TX capital opportunity 19.8; Hopkins, TX seven-day change -0.1%.
ZIP market phases inside Hopkins, TX
13 Hopkins, TX ZIPs carry a price-cycle phase; Hopkins, TX ZIPs by phase (Hopkins, TX), deepest drawdown first: peak, +1.0% YoY (Hopkins, TX): 75420, 75471, 75478, 75481; peak, +1.2% YoY (Hopkins, TX): 75431; peak, +0.9% YoY (Hopkins, TX): 75433, 75437, 75482; peak, +2.0% YoY (Hopkins, TX): 75440, 75472; peak, +1.1% YoY (Hopkins, TX): 75453; peak, +1.9% YoY (Hopkins, TX): 75494; peak, +1.8% YoY (Hopkins, TX): 75497.
Residential listings by Hopkins, TX ZIP
Hopkins, TX ZIPs with the most tracked Hopkins, TX residential listings: 75482 3 listings, 1 candidates, bank pressure 65; 75478 2 listings, 2 candidates, bank pressure 61; 75420 0 listings, 0 candidates, bank pressure 59; 75431 0 listings, 0 candidates, bank pressure 58 (Hopkins, TX); 75433 0 listings, 0 candidates, bank pressure 68; 75437 0 listings, 0 candidates, bank pressure 65; 75471 0 listings, 0 candidates, bank pressure 58; 75481 0 listings, 0 candidates, bank pressure 61. Hopkins, TX totals: 5 listings; Hopkins, TX candidates 3; active ZIPs 0.
Lenders with branches in Hopkins, TX
Hopkins, TX lenders by branch count: Alliance Bank (Hopkins, TX): stress 70, 6 branches low in Hopkins, TX; City Nb Of Sulphur Springs (Hopkins, TX): stress 46, 2 branches low in Hopkins, TX; Pilgrim Bank (Hopkins, TX): stress 81, 1 branch low in Hopkins, TX; First National Bank Texas (Hopkins, TX): stress 77, 1 branch low in Hopkins, TX; First Nb Of East Texas (Hopkins, TX): stress 64, 1 branch low in Hopkins, TX; Texas Heritage National Bank (Hopkins, TX): stress 62, 1 branch low in Hopkins, TX.
Vacancy and permits, Hopkins, TX
1,880 of 15,882 Hopkins, TX housing units are vacant; Hopkins, TX permits, twelve months: 0 multifamily units in Hopkins, TX, 56 one-to-four unit units.
Work Hopkins, TX at the parcel level
Every Hopkins, TX parcel carries owner and address; every Hopkins, TX parcel carries APN; Hopkins, TX distress scores sit on the Hopkins, TX live board.
Hopkins, TX figures refresh with each source.
Hopkins, TX questions
Most distressed ZIP code in Hopkins County, TX?
ZIP 75420 leads Hopkins, TX at 25/100; next in Hopkins, TX: 75433 at 25/100; the Hopkins, TX average is 23/100.
Where does Hopkins County, TX rank for investment opportunity?
Hopkins, TX is #1,848 among all ranked counties, #166 in Texas; the Hopkins, TX driver is construction; Hopkins, TX moved down 493 places.
How many mortgages are delinquent in Hopkins County, TX?
Hopkins, TX takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Hopkins, TX.
Which banks lend in Hopkins County, TX?
6 watched lenders hold Hopkins, TX branches; the largest Hopkins, TX footprints are Alliance Bank (6), City Nb Of Sulphur Springs (2), Pilgrim Bank (1).
More on Hopkins, TX
Hopkins County, TX distress report: public-record figures for Hopkins, TX; not legal advice for Hopkins, TX; not tax or investment advice; verify every Hopkins, TX record before acting.