Hopkins County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Hopkins County, Texas? DLRadar grades every Hopkins County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Hopkins County breakdown.
- Hopkins County's most distressed ZIP is 75437 at 25/100.
- 13 ZIP codes tracked in Hopkins County, averaging 22/100 distress.
- Hopkins County reads peak — home values up 0.9% year over year.
- Vacancy runs 16.6% across Hopkins County's tracked ZIPs, with a 12.4% poverty rate.
- The typical Hopkins County home is worth about $213,131 against a ~$65,112 median income.
- Lending headwind in Hopkins County sits at 61/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 75437 | 25/100 |
| 2 | 75482 | 25/100 |
| 3 | 75420 | 24/100 |
| 4 | 75431 | 24/100 |
| 5 | 75433 | 24/100 |
| 6 | 75471 | 24/100 |
| 7 | 75478 | 24/100 |
| 8 | 75481 | 24/100 |
| 9 | 75453 | 22/100 |
| 10 | 75497 | 20/100 |
| 11 | 75494 | 19/100 |
| 12 | 75440 | 16/100 |
Most distressed ZIP codes in Hopkins County (composite distress 0-100, 2026)
What is driving Hopkins County distress
Hopkins County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 22/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Hopkins County market phase and pricing
DLRadar places Hopkins County in peak; prices moved up 0.9% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Hopkins County
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Common questions
What is the hardest-hit ZIP in Hopkins County?
ZIP 75437 leads Hopkins County at 25/100, recomputed monthly from public records.
Which phase does Hopkins County sit in right now?
Hopkins County reads peak, with home prices up 0.9% year over year. Phase comes from FHFA House Price Index trajectory.
How is the Hopkins County data sourced?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 13 ZIP codes in Hopkins County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Hopkins County ZIP codes?
A single county score papers over real variation. Across the Hopkins County ZIPs DLRadar ranks, scores run from 25/100 in 75437 down to 16/100 in 75440, against a Hopkins County average of 22/100. The 9-point range is the argument for ZIP-level search across Hopkins County.
What do Hopkins County home values and vacancy say about distressed supply?
The typical Hopkins County home carries about $213,131 of value against a median household income near $65,112. Vacancy across Hopkins County's tracked ZIPs runs 16.6% and the poverty rate is 12.4%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Hopkins County's foreclosure and tax-lien filings and its 61/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.