ZIP 75440 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 75440 (Rains County, Texas) lands at 17/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (87/100), structural risk (39/100), institutional ownership (32/100). institutional ownership (32/100) and mortgage stress (15/100) stay muted. Structural risk reads 39/100 against active distress of 4/100.

Prices here sit in a neutral phase: values rose 4.2% over the trailing year, and 15% higher over three years, at 23/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

82% of housing is owner-occupied. At $64,893, median income runs below typical U.S. levels. The typical home is worth about $286,800 (4.2× income). There are about 3,586 housing units across 75440. Vacancy runs 17.6%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 29% of tenant households. 7,480 residents call 75440 home, typically aged 47. The poverty rate is 9.9%. The demographic-stress sub-score lands at 31/100. Around 26% of adults hold a bachelor's degree or higher.

Taken together, 75440 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.