ZIP 75440 Foreclosure, Tax-Lien & Distress Report

Rains County, Texas's ZIP 75440 registers 16/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (82/100), structural risk (36/100), institutional ownership (28/100). On the quiet end sit institutional ownership (28/100) and mortgage stress (15/100). On the structural side it scores 36/100, with 4/100 of stress already active.

The market reads peak — home values rose 2.0% year on year, and 15% higher over three years (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 82% of homes, renters 18%. Households earn a median $64,893 — below the roughly $78,000 national figure. The typical home is worth about $286,800 (4.2× income). The ZIP holds roughly 3,586 housing units. The vacancy rate is 17.6% — elevated. Around 29% of renters are cost-burdened. About 7,480 people live here, median age 47. The poverty rate is 9.9%. The demographic-stress sub-score lands at 31/100. Around 26% of adults hold a bachelor's degree or higher.

Taken together, 75440 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 75440 at the moment; the composite and its components are still built from verifiable public records.

Whether 75440 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 75440 can be compared directly against any other ZIP in Rains County, Texas or nationwide. Sparse data for 75440 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 16/100 figure for 75440 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 75440 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.