Rains County, TX: Foreclosures, Tax Liens & Distressed Properties

Rains County, TX, Texas: 6 ZIP codes scored, Rains County, TX averaging 20/100 (low, Rains, TX), from 17 to 24. Rains County, TX is in its peak phase (Rains, TX confidence 22/100): Rains, TX home prices up 2.0% (Rains, TX) over twelve months. Rains County, TX lender headwind: 36/100.

Highest-scoring Rains County, TX ZIPs: 75420 (24/100), 75453 (23/100), 75497 (20/100), 75410 (18/100), 75440 (17/100), 75472 (17/100).

Across Rains County, TX's scored ZIPs: median home value $216,133, household income $67,267, 17.1% vacancy, 10.7% poverty, 86% owner-occupied, median age 47.7.

Rains County, TX insurance distress 27/100 (#1,826 in the US); FEMA hazard 52/100 for Rains, TX; 2 federal disaster declarations in Rains County, TX since 2023 (2 flood); Rains, TX construction distress 94/100.

4 banks with 6 branches lend in Rains County, TX; Rains, TX weighted bank stress 54/100, highest 64/100 in Rains, TX.

Rains County, TX unemployment 4.9% (Rains, TX +0.7 pts, six months); 9 new housing units permitted in Rains County, TX over twelve months, Rains, TX down 47% from 17; Rains, TX home prices +11.4% a year (Rains, TX) over three years.

5,925 housing units in Rains County, TX; 807 Rains, TX renter households; 31% of Rains, TX renters spend 30%+ of income on rent, 11% (Rains, TX) half or more.

Rains County, TX ranks #833 nationally on the opportunity index (Rains, TX, among all ranked counties); Rains, TX scores 31.8/100 and Rains, TX sits #100 inside Texas. Rains, TX is in the early_signal opportunity phase; Rains, TX's primary driver is vacancy, Rains, TX second driver construction; Rains, TX moved down 273 places. 41 days on market observed in Rains, TX; 19.6% vacancy over 6 Rains, TX ZIPs.

No CFPB county sample covers Rains County, TX. The non-metro area reading for Rains, TX: 1.4% ninety-plus days late; Rains, TX's thirty-to-eighty-nine share is 3.5% (Rains, TX, December 2025 data); Texas overall 1.2%.

Rains County, TX has 4 watched banks; 4 Rains, TX banks sit in an elevated band. Rains, TX footprints: First Nb Of East Texas (2 branches, stress 64) in Rains, TX; Commercial Bank Of Texas Na (2 branches, stress 58) in Rains, TX; City Nb Of Sulphur Springs (1 branch, stress 46) in Rains, TX.

1,069 of the 5,925 housing units in Rains, TX sit vacant. Rains County, TX permitted 0 multifamily units in twelve months; Rains, TX's one-to-four unit structures added 9 units in Rains County, TX.