Rains County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Rains County, Texas? DLRadar grades every Rains County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 24/100. Here is the 2026 Rains County breakdown.
- Rains County's most distressed ZIP is 75420 at 24/100.
- 6 ZIP codes tracked in Rains County, averaging 19/100 distress.
- Rains County reads peak — home values up 2.0% year over year.
- Vacancy runs 17.1% across Rains County's tracked ZIPs, with a 10.7% poverty rate.
- The typical Rains County home is worth about $216,133 against a ~$67,267 median income.
- Lending headwind in Rains County sits at 36/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 75420 | 24/100 |
| 2 | 75453 | 22/100 |
| 3 | 75497 | 20/100 |
| 4 | 75410 | 18/100 |
| 5 | 75440 | 16/100 |
| 6 | 75472 | 16/100 |
Most distressed ZIP codes in Rains County (composite distress 0-100, 2026)
What is driving Rains County distress
DLRadar builds Rains County's distress picture only from records anyone can pull; its ZIPs average 19/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Rains County market phase and pricing
Rains County currently sits in peak after a 2.0% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Rains County
Keep reading the Rains County data at no cost, or open a 60-minute exploration to work the actual distressed parcels inside each ZIP.
No card charged today · explore every module with live data.
Frequently asked
Which part of Rains County, TX scores highest for distress?
ZIP 75420 leads Rains County at 24/100, recomputed monthly from public records.
What stage of the price cycle is Rains County at?
Rains County currently sits in peak, with values up 2.0% year on year, based on FHFA price-index trajectory.
What is this Rains County analysis built from?
Rains County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 6 ZIPs are comparable to anywhere else.
How much do distress scores vary between Rains County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Rains County ZIPs DLRadar ranks, scores run from 24/100 in 75420 down to 16/100 in 75472, against a Rains County average of 19/100. With 8 points between best and worst, county-level targeting in Rains County wastes effort.
What do Rains County home values and vacancy say about distressed supply?
The typical Rains County home carries about $216,133 of value against a median household income near $67,267. Vacancy across Rains County's tracked ZIPs runs 17.1% and the poverty rate is 10.7%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Rains County's foreclosure and tax-lien record and its 36/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.