ZIP 75401 Property Distress & Foreclosure Data

ZIP code 75401 in Hunt County, Texas carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (82/100), flood (NFIP) exposure (80/100). The latent-versus-live split is 60/100 structural and 3/100 already moving. What sets it apart are the readings on construction/permit lag (81/100), structural risk (60/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted.

Prices here sit in a peak phase: values rose 1.1% over the trailing year, and 10% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $57,335, median income runs below typical U.S. levels. The typical home is worth about $168,000 (2.8× income, relatively affordable). The vacancy rate is 10.0%. Around 37% of renters are cost-burdened. Around 14% of adults hold a bachelor's degree or higher. 21,904 residents call 75401 home, typically aged 35. The poverty rate is 12.6%. The demographic-stress sub-score lands at 31/100. 56% of housing is owner-occupied. The ZIP holds roughly 9,091 housing units.

Overall, 75401 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.