ZIP 75002 Foreclosure, Tax-Lien & Distress Report

ZIP code 75002 in Collin County, Texas carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic distress index. Structurally it carries 74/100, against 6/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (86/100). The sharpest non-environmental signals are structural risk (74/100), construction/permit lag (69/100), institutional ownership (47/100). By contrast, mortgage stress (19/100) register low.

The market reads peak — home values rose 0.9% year on year, and 4% higher over three years (phase confidence 9/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 73,295 with a median age of 40. The poverty rate is 5.0% — low. Home values center near $447,800, an affordability ratio of 3.1× — accessible. About 52% have a four-year degree. There are about 24,347 housing units across 75002. Vacancy runs 3.5%. Households earn a median $129,306 — above the roughly $78,000 national figure. Rent burden reaches 43% of tenant households. The tenure split is 78% owner-occupied to 22% rented. The demographic-stress sub-score lands at 26/100.

Net-net, 75002 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 75002 is not published yet -- the ZIP-level readings above remain fully sourced.

The 75002 read uses the identical scoring model applied coast to coast, which means its 33/100 score means exactly what it means anywhere else, and 75002 stays directly comparable to neighboring ZIPs and the rest of Collin County, Texas. Sparse data for 75002 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 33/100 figure for 75002 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 75002 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.