ZIP 75002 Property Distress & Foreclosure Data

DLRadar grades ZIP 75002 (Collin County, Texas) at a moderate 31/100 for overall property distress. Structural exposure scores 67 and live distress 6 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (86/100). Property-level stress concentrates in structural risk (67/100), institutional ownership (51/100), construction/permit lag (34/100). construction/permit lag (34/100) and mortgage stress (19/100) stay muted.

Prices here sit in a peak phase: values rose 1.1% over the trailing year, and 4% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

73,295 residents call 75002 home, typically aged 40. The poverty rate is 5.0% — low. The typical home is worth about $447,800 (3.1× income, relatively affordable). Around 52% of adults hold a bachelor's degree or higher. There are about 24,347 housing units across 75002. Vacancy runs 3.5%. At $129,306, median income runs above typical U.S. levels. Rent burden reaches 43% of tenant households. 78% of housing is owner-occupied. The demographic-stress sub-score lands at 26/100.

Overall, 75002 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.