ZIP 75070 Property Distress & Foreclosure Data

DLRadar grades ZIP 75070 (Collin County, Texas) at a moderate 31/100 for overall property distress. Property-level stress concentrates in structural risk (67/100), institutional ownership (51/100), construction/permit lag (34/100). On the quiet end sit construction/permit lag (34/100) and mortgage stress (19/100). The latent-versus-live split is 67/100 structural and 6/100 already moving. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (86/100)).

The peak-phase market in 75070 posted values that rose 1.1% over the year, and 3% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 38% of renters are cost-burdened. A median home runs $465,800 here, or 4.0 times local income. Roughly 4.3% live below the poverty line, a low share typical of higher-equity areas. About 57% have a four-year degree. Households earn a median $106,549 — above the roughly $78,000 national figure. The ZIP holds roughly 25,707 housing units. On demographic stress specifically, 75070 scores 29/100. Population is roughly 59,859 with a median age of 36. The vacancy rate is 5.3%. The tenure split is 52% owner-occupied to 48% rented.

On balance 75070 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.