ZIP 75070 Foreclosure, Tax-Lien & Distress Report

ZIP code 75070 in Collin County, Texas carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. The pressure is most legible in structural risk (73/100), construction/permit lag (63/100), institutional ownership (47/100). mortgage stress (19/100) stay muted. Structurally it carries 73/100, against 6/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (86/100).

The peak-phase market in 75070 posted values that rose 0.9% over the year, and 3% higher over three years, at 9/100 phase confidence. Topping markets hide individual distress behind strong averages.

Around 38% of renters are cost-burdened. Home values center near $465,800, an affordability ratio of 4.0×. Roughly 4.3% live below the poverty line, a low share typical of higher-equity areas. Educational attainment sits at 57% bachelor's-or-above. At $106,549, median income runs above typical U.S. levels. The ZIP holds roughly 25,707 housing units. DLRadar's demographic-stress index for the area reads 29/100. About 59,859 people live here, median age 36. The vacancy rate is 5.3%. Owners hold 52% of homes, renters 48%.

Overall, 75070 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 75070 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 75070 runs hot or quiet, its 33/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 75070 can be compared directly against any other ZIP in Collin County, Texas or nationwide. Where the public record is thin for 75070, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 75070 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 33/100 roll-up. Practically, 75070 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.