ZIP 75034 Property Distress & Foreclosure Data

DLRadar grades ZIP 75034 (Collin County, Texas) at a moderate 31/100 for overall property distress. Property-level stress concentrates in structural risk (69/100), institutional ownership (51/100), construction/permit lag (42/100). On the quiet end sit mortgage stress (19/100). The latent-versus-live split is 69/100 structural and 6/100 already moving. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (86/100)).

The peak-phase market in 75034 posted values that rose 1.1% over the year, and 10% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $107,945 — above the roughly $78,000 national figure. Around 33% of renters are cost-burdened. Roughly 4.9% live below the poverty line, a low share typical of higher-equity areas. About 63% have a four-year degree. The ZIP holds roughly 24,756 housing units. On demographic stress specifically, 75034 scores 35/100. The vacancy rate is 6.8%. Population is roughly 51,059 with a median age of 36. A median home runs $729,700 here, or 6.3 times local income. The tenure split is 40% owner-occupied to 60% rented.

On balance 75034 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.