ZIP 75287 Property Distress & Foreclosure Data

DLRadar grades ZIP 75287 (Collin County, Texas) at a moderate 31/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (86/100). The latent-versus-live split is 69/100 structural and 6/100 already moving. Property-level stress concentrates in structural risk (69/100), institutional ownership (51/100), construction/permit lag (42/100). mortgage stress (19/100) stay muted.

Prices here sit in a peak phase: values rose 1.1% over the trailing year, and 8% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $62,538, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 41/100. The poverty rate is 11.1%. Around 46% of adults hold a bachelor's degree or higher. Around 39% of renters are cost-burdened. The ZIP holds roughly 30,345 housing units. The vacancy rate is 8.3%. 52,727 residents call 75287 home, typically aged 34. The typical home is worth about $405,600 (6.2× income). 23% of housing is owner-occupied.

Overall, 75287 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.