ZIP 75287 Foreclosure, Tax-Lien & Distress Report

Collin County, Texas's ZIP 75287 registers 33/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (86/100). The split runs 73/100 structural to 6/100 active on the ground. Its heaviest discrete signals: structural risk (73/100), construction/permit lag (66/100), institutional ownership (47/100). By contrast, mortgage stress (19/100) register low.

Prices here sit in a peak phase: values rose 0.9% over the trailing year, and 8% higher over three years (phase confidence 9/100). Topping markets hide individual distress behind strong averages.

Median household income is $62,538, below the U.S. median near $78,000. On demographic stress specifically, 75287 scores 41/100. The poverty rate is 11.1%. Around 46% of adults hold a bachelor's degree or higher. Rent burden reaches 39% of tenant households. The ZIP holds roughly 30,345 housing units. The vacancy rate is 8.3%. Population is roughly 52,727 with a median age of 34. The typical home is worth about $405,600 (6.2× income). Owners hold 23% of homes, renters 77%.

Net-net, 75287 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 75287 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 75287 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 33/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 75287 shows blanks, not estimates, wherever the record is sparse.

75287's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 75287 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.