ZIP 75424 Property Distress & Foreclosure Data

ZIP code 75424 in Collin County, Texas carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (79/100)). What sets it apart are the readings on structural risk (65/100), institutional ownership (49/100), construction/permit lag (34/100). On the quiet end sit construction/permit lag (34/100) and mortgage stress (18/100). Structural exposure scores 65 and live distress 5 on the 0–100 scale.

The peak-phase market in 75424 posted values that rose 1.1% over the year, and 15% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 3,908 with a median age of 42. A median home runs $312,300 here, or 3.6 times local income. Vacancy runs 6.9%. About 18% have a four-year degree. Roughly 8.9% live below the poverty line. Rent burden reaches 62% of tenant households. The tenure split is 89% owner-occupied to 11% rented. There are about 1,369 housing units across 75424. Households earn a median $82,974 — near the roughly $78,000 national figure. On demographic stress specifically, 75424 scores 33/100.

On balance 75424 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.