ZIP 75490 Foreclosure, Tax-Lien & Distress Report
Fannin County, Texas · Distress market
In Fannin County, Texas, ZIP 75490 scores 18 of 100 for composite distress, a low level on DLRadar's distress index. Environmental exposure also runs high (climate & FEMA risk (69/100)). The split runs 38/100 structural to 4/100 active on the ground. Property-level stress concentrates in structural risk (38/100), institutional ownership (28/100), construction/permit lag (26/100). construction/permit lag (26/100) and mortgage stress (14/100) stay muted.
Prices here sit in a peak phase: values rose 0.8% over the trailing year, and 13% higher over three years (phase confidence 10/100). Topping markets hide individual distress behind strong averages.
12.3% of residents fall below the poverty threshold. Owners hold 84% of homes, renters 16%. At $96,055, median income runs above typical U.S. levels. Vacancy runs 12.0%, above the national norm and a classic distress-and-opportunity signal. Around 57% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 33/100. Educational attainment sits at 18% bachelor's-or-above. The ZIP holds roughly 1,238 housing units. Home values center near $361,500, an affordability ratio of 3.1× — accessible. 3,024 residents call 75490 home, typically aged 41.
Net-net, 75490 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 75490 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 75490's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 75490, the field stays empty rather than modeled, and fills in as new documents post.
Behind 75490's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 75490 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 75490’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 75490 Stress Report snapshot
A live read on 75490: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent Fannin County ZIP reports
Nearest ZIP codes to 75490
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Texas distress
Additional distress intelligence spanning Fannin County, Texas by ZIP, county and state.
Get the full acquisition report for 75490
Open 75490 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology