ZIP 75490 Property Distress & Foreclosure Data

Composite property distress in 75490 (Fannin County, Texas) lands at 24/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (69/100)). On the structural side it scores 53/100, with 4/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (79/100), structural risk (53/100), institutional ownership (31/100). On the quiet end sit institutional ownership (31/100) and mortgage stress (14/100).

The peak-phase market in 75490 posted values that rose 0.9% over the year, and 13% higher over three years (phase confidence 19/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Roughly 12.3% live below the poverty line. The tenure split is 84% owner-occupied to 16% rented. Households earn a median $96,055 — above the roughly $78,000 national figure. The vacancy rate is 12.0% — elevated. Around 57% of renters are cost-burdened. On demographic stress specifically, 75490 scores 33/100. About 18% have a four-year degree. The ZIP holds roughly 1,238 housing units. A median home runs $361,500 here, or 3.1 times local income. Population is roughly 3,024 with a median age of 41.

On balance 75490 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.