ZIP 75418 Property Distress & Foreclosure Data

Composite property distress in 75418 (Fannin County, Texas) lands at 24/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (77/100), structural risk (52/100), institutional ownership (32/100). On the quiet end sit institutional ownership (32/100) and mortgage stress (14/100). On the structural side it scores 52/100, with 4/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (69/100)).

The peak-phase market in 75418 posted values that rose 1.1% over the year, and 5% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $61,265 — below the roughly $78,000 national figure. The ZIP holds roughly 5,691 housing units. Around 40% of renters are cost-burdened. On demographic stress specifically, 75418 scores 33/100. The vacancy rate is 12.9% — elevated. Population is roughly 14,685 with a median age of 41. About 19% have a four-year degree. A median home runs $223,700 here, or 3.4 times local income. Roughly 18.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 69% owner-occupied to 31% rented.

On the whole, 75418 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.