ZIP 75476 Property Distress & Foreclosure Data

DLRadar grades ZIP 75476 (Fannin County, Texas) at a low 24/100 for overall property distress. Property-level stress concentrates in construction/permit lag (77/100), structural risk (52/100), institutional ownership (32/100). institutional ownership (32/100) and mortgage stress (14/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (69/100). On the structural side it scores 52/100, with 4/100 of stress already active.

Prices here sit in a peak phase: values rose 1.1% over the trailing year (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $55,263, median income runs below typical U.S. levels. Around 40% of renters are cost-burdened. The ZIP holds roughly 578 housing units. Around 12% of adults hold a bachelor's degree or higher. The poverty rate is 11.6%. The demographic-stress sub-score lands at 31/100. 92% of housing is owner-occupied. The typical home is worth about $249,300 (3.9× income, relatively affordable). The vacancy rate is 7.1%. 1,203 residents call 75476 home, typically aged 51.

Overall, 75476 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.