ZIP 75476 Foreclosure, Tax-Lien & Distress Report

In Fannin County, Texas, ZIP 75476 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. What sets it apart are the readings on structural risk (32/100), institutional ownership (28/100), mortgage stress (14/100). On the quiet end sit institutional ownership (28/100) and mortgage stress (14/100). It additionally carries heavy environmental risk: climate & FEMA risk (69/100). Latent structural risk is 32/100 while live distress already moving reads 4/100.

The peak-phase market in 75476 posted values that rose 0.9% over the year, at 9/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $55,263, median income runs below typical U.S. levels. Rent burden reaches 40% of tenant households. The ZIP holds roughly 578 housing units. Educational attainment sits at 12% bachelor's-or-above. Roughly 11.6% live below the poverty line. DLRadar's demographic-stress index for the area reads 31/100. The tenure split is 92% owner-occupied to 8% rented. A median home runs $249,300 here, or 3.9 times local income. Vacancy runs 7.1%. About 1,203 people live here, median age 51.

Overall, 75476 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 75476 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 75476 can be compared directly against any other ZIP in Fannin County, Texas or nationwide. The score is rebuilt from public data as it updates, so 75476 reflects the current record instead of a stale or modeled snapshot.

Behind 75476's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 75476 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.