ZIP 75438 Foreclosure, Tax-Lien & Distress Report
Fannin County, Texas · Distress market
ZIP 75438's composite property-distress score is 16/100 - DLRadar classes that as low for Fannin County, Texas. The most distinctive pressure shows up in structural risk (32/100), institutional ownership (28/100), mortgage stress (14/100). On the quiet end sit institutional ownership (28/100) and mortgage stress (14/100). Environmental exposure also runs high (climate & FEMA risk (69/100)). Structural risk reads 32/100 against active distress of 4/100.
The peak-phase market in 75438 posted values that rose 0.9% over the year, at 9/100 phase confidence. Topping markets hide individual distress behind strong averages.
The ZIP holds roughly 522 housing units. Home values center near $238,000, an affordability ratio of 1.9× — accessible. 13.0% of residents fall below the poverty threshold. About 32% have a four-year degree. Rent burden reaches 30% of tenant households. The tenure split is 71% owner-occupied to 29% rented. Households earn a median $109,750 — above the roughly $78,000 national figure. About 1,279 people live here, median age 42. DLRadar's demographic-stress index for the area reads 24/100. The vacancy rate is 6.0%.
Overall, 75438 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 75438 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 75438 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. 75438 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
75438's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 75438 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 75438 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 75438 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Fannin County ZIPs near 75438
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Unlock the full ZIP 75438 acquisition report
The full 75438 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology