ZIP 75449 Property Distress & Foreclosure Data

DLRadar grades ZIP 75449 (Fannin County, Texas) at a low 25/100 for overall property distress. Property-level stress concentrates in construction/permit lag (81/100), structural risk (55/100), institutional ownership (28/100). institutional ownership (28/100) and mortgage stress (12/100) stay muted. The latent-versus-live split is 55/100 structural and 4/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (73/100).

Prices here sit in a peak phase: values rose 1.1% over the trailing year (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 21% of renters are cost-burdened. The ZIP holds roughly 566 housing units. At $57,566, median income runs below typical U.S. levels. Around 19% of adults hold a bachelor's degree or higher. The typical home is worth about $130,400 (2.1× income, relatively affordable). The demographic-stress sub-score lands at 25/100. The vacancy rate is 26.1% — elevated. 1,000 residents call 75449 home, typically aged 40. The poverty rate is 8.3%. 72% of housing is owner-occupied.

Taken together, 75449 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.