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ZIP 75439 Foreclosure, Tax-Lien & Distress Report

Fannin County, Texas · Affordable market

On DLRadar's 0-100 public-record scale, ZIP 75439 in Fannin County, Texas comes in at 16, a low composite-distress reading. Structural risk reads 32/100 against active distress of 4/100. Environmental exposure also runs high (climate & FEMA risk (69/100)). Property-level stress concentrates in structural risk (32/100), institutional ownership (28/100), mortgage stress (14/100). By contrast, institutional ownership (28/100) and mortgage stress (14/100) register low.

The peak-phase market in 75439 posted values that rose 0.9% over the year, at 9/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 1,016 people live here, median age 40. The typical home is worth about $155,400 (2.5× income, relatively affordable). The vacancy rate is 11.8% — elevated. There are about 455 housing units across 75439. The demographic-stress sub-score lands at 29/100. The poverty rate is 10.3%. About 15% have a four-year degree. Rent burden reaches 35% of tenant households. The tenure split is 64% owner-occupied to 36% rented. At $62,212, median income runs below typical U.S. levels.

Overall, 75439 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 75439's 16/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 75439 shows blanks, not estimates, wherever the record is sparse.

Behind 75439's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 75439 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

16/100
Composite stress
32/100
Structural risk
4/100
Distress activity

Distress signal breakdown — ZIP 75439

Foreclosure activity0
Mortgage stress14
Climate / FEMA risk69
9 further distress layers are graded for 75439

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 75439 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Fannin County ZIPs near 75439

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Get the full acquisition report for 75439

Every distressed parcel in 75439 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Deterministic scoring, sourced entirely from public data · methodology

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