Fannin County, TX: Foreclosures, Tax Liens & Distressed Properties
Fannin County, TX, Texas: 19 ZIP codes scored, Fannin County, TX averaging 19/100 (low, Fannin, TX), from 14 to 32. Fannin County, TX is in its peak phase (Fannin, TX confidence 9/100): Fannin, TX home prices up 0.9% (Fannin, TX) over twelve months. Fannin County, TX lender headwind: 42/100.
Highest-scoring Fannin County, TX ZIPs: 75424 (32/100), 75491 (25/100), 75423 (24/100), 75452 (23/100), 75496 (23/100), 75449 (21/100). Also scored in Fannin County, TX: 75446, 75479, 75490, 75413, 75418, 75438, 75439, 75447, 75475, 75476.
Across Fannin County, TX's scored ZIPs: median home value $231,833, household income $70,013, 14.2% vacancy, 12.4% poverty, 82% owner-occupied, median age 41.7.
Fannin County, TX insurance distress 30/100 (#1,634 in the US); FEMA hazard 59/100 for Fannin, TX; 3 federal disaster declarations in Fannin County, TX since 2023 (3 flood); Fannin, TX construction distress 14/100.
5 banks with 10 branches lend in Fannin County, TX; Fannin, TX weighted bank stress 61/100, highest 73/100 in Fannin, TX.
Fannin County, TX unemployment 4.2% (Fannin, TX +0.2 pts, six months); 108 new housing units permitted in Fannin County, TX over twelve months, Fannin, TX up 96% from 55; Fannin, TX home prices +11.3% a year (Fannin, TX) over three years.
14,814 housing units in Fannin County, TX; 3,135 Fannin, TX renter households; 33% of Fannin, TX renters spend 30%+ of income on rent, 22% (Fannin, TX) half or more.
Fannin County, TX ranks #2,908 nationally on the opportunity index (Fannin, TX, among all ranked counties); Fannin, TX scores 23.8/100 and Fannin, TX sits #245 inside Texas. Fannin, TX is in the weak opportunity phase; Fannin, TX's primary driver is vacancy, Fannin, TX second driver bank institutional; Fannin, TX moved down 146 places. 3 short-sale listings across Fannin, TX; 70 days on market observed in Fannin, TX; 12.8% vacancy over 19 Fannin, TX ZIPs.
No CFPB county sample covers Fannin County, TX. The non-metro area reading for Fannin, TX: 1.4% ninety-plus days late; Fannin, TX's thirty-to-eighty-nine share is 3.5% (Fannin, TX, December 2025 data); Texas overall 1.2%.
Fannin County, TX has 3 watched banks; 3 Fannin, TX banks sit in an elevated band. Fannin, TX footprints: Community Nb&T Of Texas (3 branches, stress 51) in Fannin, TX; Fannin Bank (2 branches, stress 72) in Fannin, TX; Legend Bank N A (2 branches, stress 53) in Fannin, TX.
HUD lists 1 assisted multifamily property in Fannin County, TX with 40 units; 39 Fannin, TX units are assisted, 1 Fannin, TX properties under project-based Section 8.
2,047 of the 14,814 housing units in Fannin, TX sit vacant. Fannin County, TX permitted 0 multifamily units in twelve months; Fannin, TX's one-to-four unit structures added 108 units in Fannin County, TX.