ZIP 75414 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 75414 in Grayson County, Texas comes in at 27, a low composite-distress reading. The sharpest non-environmental signals are construction/permit lag (85/100), structural risk (63/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low. Latent structural risk is 63/100 while live distress already moving reads 3/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (87/100), climate & FEMA risk (81/100).

The contraction-phase market in 75414 posted values that fell 2.4% over the year, 4.8% off the recent peak, and 10% higher over three years, at 40/100 phase confidence. A cooling market tends to open discount-to-value windows.

9.8% of residents fall below the poverty threshold. 3,417 residents call 75414 home, typically aged 38. Households earn a median $84,685 — near the roughly $78,000 national figure. The tenure split is 80% owner-occupied to 20% rented. Rent burden reaches 45% of tenant households. There are about 1,652 housing units across 75414. About 27% have a four-year degree. DLRadar's demographic-stress index for the area reads 28/100. Home values center near $246,700, an affordability ratio of 2.6× — accessible. Vacancy runs 12.8%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 75414 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 75414 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 75414's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 75414, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 27/100 figure for 75414 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 75414 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.