ZIP 75414 Property Distress & Foreclosure Data

Grayson County, Texas's ZIP 75414 registers 46/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in construction/permit lag (81/100), structural risk (61/100), insurance pressure (59/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low. On the structural side it scores 61/100, with 3/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (87/100), climate & FEMA risk (81/100).

The market reads contraction — home values fell 5.2% year on year, 5.2% off the recent peak, and 10% higher over three years (phase confidence 100/100). A cooling market tends to open discount-to-value windows.

9.8% of residents fall below the poverty threshold. About 3,417 people live here, median age 38. Median household income is $84,685, near the U.S. median near $78,000. Owners hold 80% of homes, renters 20%. Around 45% of renters are cost-burdened. The ZIP holds roughly 1,652 housing units. Educational attainment sits at 27% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 28/100. Home values center near $246,700, an affordability ratio of 2.6× — accessible. The vacancy rate is 12.8% — elevated.

Net-net, 75414 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.