ZIP 76233 Property Distress & Foreclosure Data

Grayson County, Texas's ZIP 76233 registers 38/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: climate & FEMA risk (79/100), flood (NFIP) exposure (67/100). The latent-versus-live split is 60/100 structural and 3/100 already moving. The most distinctive pressure shows up in construction/permit lag (81/100), structural risk (60/100), insurance pressure (41/100). By contrast, institutional ownership (22/100) and mortgage stress (10/100) register low.

The market reads contraction — home values fell 3.7% year on year, 4.0% off the recent peak, and 10% higher over three years (phase confidence 82/100). A cooling market tends to open discount-to-value windows.

The vacancy rate is 2.4%. 12.5% of residents fall below the poverty threshold. Owners hold 72% of homes, renters 28%. Around 48% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 31/100. Educational attainment sits at 25% bachelor's-or-above. Home values center near $250,000, an affordability ratio of 3.5× — accessible. About 3,604 people live here, median age 41. Median household income is $65,701, below the U.S. median near $78,000. The ZIP holds roughly 1,470 housing units.

Net-net, 76233 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.