ZIP 76264 Property Distress & Foreclosure Data

Composite property distress in 76264 (Grayson County, Texas) lands at 46/100 — moderate on DLRadar's public-record scoring. Environmental exposure also runs high (flood (NFIP) exposure (87/100), climate & FEMA risk (81/100)). On the structural side it scores 61/100, with 3/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (81/100), structural risk (61/100), insurance pressure (59/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100).

The contraction-phase market in 76264 posted values that fell 5.2% over the year, 5.2% off the recent peak (phase confidence 100/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Roughly 7.5% live below the poverty line. Population is roughly 1,020 with a median age of 52. On demographic stress specifically, 76264 scores 25/100. Around 18% of renters are cost-burdened. A median home runs $309,500 here, or 3.8 times local income. The tenure split is 91% owner-occupied to 9% rented. About 31% have a four-year degree. The vacancy rate is 16.2% — elevated. Households earn a median $81,576 — near the roughly $78,000 national figure. The ZIP holds roughly 518 housing units.

On the whole, 76264 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.