ZIP 75092 Property Distress & Foreclosure Data

In Grayson County, Texas, ZIP 75092 scores 46 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are construction/permit lag (81/100), structural risk (61/100), insurance pressure (59/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted. The latent-versus-live split is 61/100 structural and 3/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (87/100), climate & FEMA risk (81/100).

Prices here sit in a contraction phase: values fell 5.2% over the trailing year, 5.2% off the recent peak, and 5% higher over three years (phase confidence 100/100). Falling values surface more motivated sellers and below-market exits.

Around 41% of renters are cost-burdened. The poverty rate is 7.4% — low. At $67,160, median income runs below typical U.S. levels. Around 30% of adults hold a bachelor's degree or higher. The typical home is worth about $279,500 (3.9× income, relatively affordable). The demographic-stress sub-score lands at 32/100. 57% of housing is owner-occupied. The ZIP holds roughly 13,659 housing units. 27,372 residents call 75092 home, typically aged 42. The vacancy rate is 8.1%.

Taken together, 75092 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.