ZIP 75092 Foreclosure, Tax-Lien & Distress Report

In Grayson County, Texas, ZIP 75092 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Leading the profile are construction/permit lag (85/100), structural risk (63/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100). Latent structural risk is 63/100 while live distress already moving reads 3/100. Climate and flood risk are elevated too — flood (NFIP) exposure (87/100), climate & FEMA risk (81/100).

The contraction-phase market in 75092 posted values that fell 2.4% over the year, 4.8% off the recent peak, and 5% higher over three years, at 40/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

Rent burden reaches 41% of tenant households. The poverty rate is 7.4% — low. Median household income is $67,160, below the U.S. median near $78,000. Around 30% of adults hold a bachelor's degree or higher. Home values center near $279,500, an affordability ratio of 3.9× — accessible. The demographic-stress sub-score lands at 32/100. Owners hold 57% of homes, renters 43%. The ZIP holds roughly 13,659 housing units. 27,372 residents call 75092 home, typically aged 42. The vacancy rate is 8.1%.

Taken together, 75092 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 75092 read uses the identical public-record model applied coast to coast, which means its 27/100 score means exactly what it means anywhere else, and 75092 stays directly comparable to neighboring ZIPs and the rest of Grayson County, Texas. Sparse data for 75092 shows as blanks, never estimates, and the score updates on every fresh public filing.

75092's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 75092 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.