ZIP 75489 Property Distress & Foreclosure Data

In Grayson County, Texas, ZIP 75489 scores 46 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (87/100), climate & FEMA risk (81/100). The latent-versus-live split is 61/100 structural and 3/100 already moving. Its standout signals are construction/permit lag (81/100), structural risk (61/100), insurance pressure (59/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low.

The market reads contraction — home values fell 5.2% year on year, 5.2% off the recent peak (phase confidence 100/100). A cooling market tends to open discount-to-value windows.

Educational attainment sits at 16% bachelor's-or-above. Around 20% of renters are cost-burdened. 5.4% of residents fall below the poverty threshold. The vacancy rate is 9.0%. Median household income is $85,347, near the U.S. median near $78,000. Home values center near $233,200, an affordability ratio of 2.7× — accessible. About 716 people live here, median age 50. DLRadar's demographic-stress index for the area reads 25/100. Owners hold 66% of homes, renters 34%. The ZIP holds roughly 325 housing units.

Net-net, 75489 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.