ZIP 75489 Foreclosure, Tax-Lien & Distress Report

In Grayson County, Texas, ZIP 75489 scores 27 of 100 for composite distress, a low level on DLRadar's distress index. Environmental exposure also runs high (flood (NFIP) exposure (87/100), climate & FEMA risk (81/100)). The latent-versus-live split is 61/100 structural and 3/100 already moving. What sets it apart are the readings on construction/permit lag (81/100), structural risk (61/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (9/100).

Prices here sit in a contraction phase: values fell 2.4% over the trailing year, 4.8% off the recent peak (phase confidence 40/100). Falling values surface more motivated sellers and below-market exits.

Around 16% of adults hold a bachelor's degree or higher. Rent burden reaches 20% of tenant households. 5.4% of residents fall below the poverty threshold. The vacancy rate is 9.0%. Households earn a median $85,347 — near the roughly $78,000 national figure. Home values center near $233,200, an affordability ratio of 2.7× — accessible. 716 residents call 75489 home, typically aged 50. On demographic stress specifically, 75489 scores 25/100. 66% of housing is owner-occupied. The ZIP holds roughly 325 housing units.

Taken together, 75489 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 75489 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 75489 read uses the identical scoring model applied coast to coast, which means its 27/100 score means exactly what it means anywhere else, and 75489 stays directly comparable to neighboring ZIPs and the rest of Grayson County, Texas. Where the record is thin for 75489, the field stays empty rather than modeled, and fills in as new documents post.

75489's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 75489 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.