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ZIP 75021 Foreclosure, Tax-Lien & Distress Report

Grayson County, Texas · Cooling Market market

On DLRadar's 0-100 public-record scale, ZIP 75021 in Grayson County, Texas comes in at 27, a low composite-distress reading. The sharpest non-environmental signals are construction/permit lag (85/100), structural risk (63/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (87/100), climate & FEMA risk (81/100). Structurally it carries 63/100, against 3/100 of stress already in motion.

The market reads contraction — home values fell 2.4% year on year, 4.8% off the recent peak, and 14% higher over three years, at 40/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

There are about 3,831 housing units across 75021. Population is roughly 9,307 with a median age of 41. At $67,159, median income runs below typical U.S. levels. Around 38% of renters are cost-burdened. 14.4% of residents fall below the poverty threshold. On demographic stress specifically, 75021 scores 29/100. Around 17% of adults hold a bachelor's degree or higher. The vacancy rate is 11.3% — elevated. Owners hold 84% of homes, renters 16%. Home values center near $190,500, an affordability ratio of 2.8× — accessible.

Net-net, 75021 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 75021 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 75021's 27/100 can be lined up against any neighbor in Grayson County, Texas or any ZIP coast to coast. 75021 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 27/100 for 75021 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 75021 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

27/100
Composite stress
63/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 75021

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk81
9 further distress layers are graded for 75021

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 75021 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 75021, the same set carried on every parcel.

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See who owns each distressed property in 75021, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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