ZIP 75021 Property Distress & Foreclosure Data

Composite property distress in 75021 (Grayson County, Texas) lands at 46/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (81/100), structural risk (61/100), insurance pressure (59/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (87/100), climate & FEMA risk (81/100). On the structural side it scores 61/100, with 3/100 of stress already active.

The market reads contraction — home values fell 5.2% year on year, 5.2% off the recent peak, and 14% higher over three years (phase confidence 100/100). A cooling market tends to open discount-to-value windows.

The ZIP holds roughly 3,831 housing units. About 9,307 people live here, median age 41. Median household income is $67,159, below the U.S. median near $78,000. Around 38% of renters are cost-burdened. 14.4% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 29/100. Educational attainment sits at 17% bachelor's-or-above. The vacancy rate is 11.3% — elevated. Owners hold 84% of homes, renters 16%. Home values center near $190,500, an affordability ratio of 2.8× — accessible.

Net-net, 75021 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.