ZIP 75446 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 75446 (Fannin County, Texas) returns a low composite of 18/100. Structural exposure scores 38 and live distress 5 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (71/100). Its heaviest discrete signals: structural risk (38/100), institutional ownership (32/100), mortgage stress (15/100). mortgage stress (15/100) and construction/permit lag (9/100) stay muted.

Prices here sit in a peak phase: values rose 0.9% over the trailing year (phase confidence 9/100). Topping markets hide individual distress behind strong averages.

Vacancy runs 15.3%, above the national norm and a classic distress-and-opportunity signal. 15.9% of residents fall below the poverty threshold. The typical home is worth about $238,800 (3.5× income, relatively affordable). About 24% have a four-year degree. There are about 1,711 housing units across 75446. The demographic-stress sub-score lands at 30/100. The tenure split is 77% owner-occupied to 23% rented. Households earn a median $57,543 — below the roughly $78,000 national figure. About 3,653 people live here, median age 41. Rent burden reaches 29% of tenant households.

Net-net, 75446 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 75446 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 75446 can be compared directly against any other ZIP in Fannin County, Texas or nationwide. Sparse data for 75446 shows as blanks, never estimates, and the score updates on every fresh public filing.

75446's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 75446 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.