ZIP 75486 Foreclosure, Tax-Lien & Distress Report
Lamar County, Texas · Distress market
In Lamar County, Texas, ZIP 75486 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (83/100), climate & FEMA risk (77/100)). Its standout signals are construction/permit lag (73/100), structural risk (68/100), institutional ownership (47/100). By contrast, mortgage stress (20/100) register low. On the structural side it scores 68/100, with 6/100 of stress already active.
Prices here sit in a peak phase: values rose 0.9% over the trailing year (phase confidence 9/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
About 2,821 people live here, median age 47. The tenure split is 97% owner-occupied to 3% rented. Home values center near $208,400, an affordability ratio of 2.0× — accessible. Households earn a median $100,750 — above the roughly $78,000 national figure. Vacancy runs 2.4%. Roughly 15.3% live below the poverty line. About 15% have a four-year degree. There are about 1,214 housing units across 75486. Around 0% of renters are cost-burdened. On demographic stress specifically, 75486 scores 19/100.
On balance 75486 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 75486 at the moment; the composite and its components are still built from verifiable public records.
The 75486 read uses the identical public-record model applied coast to coast, which means its 30/100 score means exactly what it means anywhere else, and 75486 stays directly comparable to neighboring ZIPs and the rest of Lamar County, Texas. The score is rebuilt from public data as it updates, so 75486 reflects the current record instead of a stale or modeled snapshot.
75486's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 75486 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 75486’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 75486 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Lamar County ZIP reports
More distress data near 75486
Other reports tied to Lamar County, Texas — ZIP, county and statewide.
See every distressed parcel in 75486
The full 75486 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology