ZIP 75486 Property Distress & Foreclosure Data

Composite property distress in 75486 (Lamar County, Texas) lands at 34/100 — moderate on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (83/100), climate & FEMA risk (77/100). The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (77/100), institutional ownership (51/100). By contrast, mortgage stress (20/100) register low. Structural exposure scores 77 and live distress 6 on the 0–100 scale.

The market reads peak — home values rose 1.1% year on year, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 2,821 people live here, median age 47. Owners hold 97% of homes, renters 3%. Home values center near $208,400, an affordability ratio of 2.0× — accessible. Median household income is $100,750, above the U.S. median near $78,000. Vacancy runs 2.4%. 15.3% of residents fall below the poverty threshold. Educational attainment sits at 15% bachelor's-or-above. There are about 1,214 housing units across 75486. Rent burden reaches 0% of tenant households. DLRadar's demographic-stress index for the area reads 19/100.

Net-net, 75486 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.