ZIP 75477 Foreclosure, Tax-Lien & Distress Report

In Lamar County, Texas, ZIP 75477 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structurally it carries 68/100, against 6/100 of stress already in motion. It additionally carries heavy environmental risk: flood (NFIP) exposure (83/100), climate & FEMA risk (77/100). The most distinctive pressure shows up in construction/permit lag (73/100), structural risk (68/100), institutional ownership (47/100). On the quiet end sit mortgage stress (20/100).

The market reads peak — home values rose 0.9% year on year (phase confidence 9/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 452 housing units. The vacancy rate is 17.0% — elevated. A median home runs $216,300 here, or 2.3 times local income. The poverty rate is 17.1% — high, a tax-stress and distress correlate. 868 residents call 75477 home, typically aged 40. The demographic-stress sub-score lands at 34/100. At $87,000, median income runs near typical U.S. levels. Educational attainment sits at 30% bachelor's-or-above. 79% of housing is owner-occupied. Rent burden reaches 81% of tenant households.

Net-net, 75477 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 75477 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 75477 read uses the identical public-record model applied coast to coast, which means its 30/100 score means exactly what it means anywhere else, and 75477 stays directly comparable to neighboring ZIPs and the rest of Lamar County, Texas. 75477 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 75477 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. Practically, 75477 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.