ZIP 75416 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 75416 (Lamar County, Texas) returns a moderate composite of 30/100. What sets it apart are the readings on construction/permit lag (73/100), structural risk (68/100), institutional ownership (47/100). On the quiet end sit mortgage stress (20/100). The latent-versus-live split is 68/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (82/100), climate & FEMA risk (77/100).

The market reads peak — home values rose 0.9% year on year (phase confidence 9/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $78,967, median income runs near typical U.S. levels. The poverty rate is 6.6% — low. Rent burden reaches 10% of tenant households. The ZIP holds roughly 1,261 housing units. A median home runs $202,500 here, or 2.1 times local income. The vacancy rate is 7.3%. The tenure split is 79% owner-occupied to 21% rented. On demographic stress specifically, 75416 scores 20/100. Around 27% of adults hold a bachelor's degree or higher. Population is roughly 2,987 with a median age of 38.

Overall, 75416 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 75416 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 75416 read uses the identical public-record model applied coast to coast, which means its 30/100 score means exactly what it means anywhere else, and 75416 stays directly comparable to neighboring ZIPs and the rest of Lamar County, Texas. Where the public record is thin for 75416, the field stays empty rather than modeled, and fills in as new documents post.

Behind 75416's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 75416 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.