ZIP 75416 Property Distress & Foreclosure Data

In Lamar County, Texas, ZIP 75416 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are construction/permit lag (100/100), structural risk (77/100), institutional ownership (51/100). mortgage stress (20/100) stay muted. The latent-versus-live split is 77/100 structural and 6/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (82/100), climate & FEMA risk (77/100).

Prices here sit in a peak phase: values rose 1.1% over the trailing year (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $78,967, median income runs near typical U.S. levels. The poverty rate is 6.6% — low. Around 10% of renters are cost-burdened. The ZIP holds roughly 1,261 housing units. The typical home is worth about $202,500 (2.1× income, relatively affordable). The vacancy rate is 7.3%. 79% of housing is owner-occupied. The demographic-stress sub-score lands at 20/100. Around 27% of adults hold a bachelor's degree or higher. 2,987 residents call 75416 home, typically aged 38.

Overall, 75416 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.