ZIP 75460 Property Distress & Foreclosure Data

ZIP code 75460 in Lamar County, Texas carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (83/100), climate & FEMA risk (77/100)). What sets it apart are the readings on construction/permit lag (100/100), structural risk (77/100), institutional ownership (51/100). On the quiet end sit mortgage stress (20/100). Structural exposure scores 77 and live distress 6 on the 0–100 scale.

The peak-phase market in 75460 posted values that rose 1.1% over the year, and 25% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 23,717 with a median age of 36. The tenure split is 50% owner-occupied to 50% rented. Roughly 27.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 18% have a four-year degree. Vacancy runs 12.5%, above the national norm and a classic distress-and-opportunity signal. There are about 10,777 housing units across 75460. A median home runs $142,600 here, or 2.8 times local income. Households earn a median $44,241 — below the roughly $78,000 national figure. Rent burden reaches 42% of tenant households. On demographic stress specifically, 75460 scores 35/100.

On the whole, 75460 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.