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ZIP 75460 Foreclosure, Tax-Lien & Distress Report

Lamar County, Texas · High Vacancy market

ZIP 75460's composite property-distress score is 30/100 - DLRadar classes that as moderate for Lamar County, Texas. It additionally carries heavy environmental risk: flood (NFIP) exposure (83/100), climate & FEMA risk (77/100). What sets it apart are the readings on construction/permit lag (73/100), structural risk (68/100), institutional ownership (47/100). By contrast, mortgage stress (20/100) register low. Structurally it carries 68/100, against 6/100 of stress already in motion.

The market reads peak — home values rose 0.9% year on year, and 25% higher over three years (phase confidence 9/100). Topping markets hide individual distress behind strong averages.

23,717 residents call 75460 home, typically aged 36. Owners hold 50% of homes, renters 50%. The poverty rate is 27.6% — high, a tax-stress and distress correlate. Educational attainment sits at 18% bachelor's-or-above. Vacancy runs 12.5%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 10,777 housing units. Home values center near $142,600, an affordability ratio of 2.8× — accessible. Households earn a median $44,241 — below the roughly $78,000 national figure. Rent burden reaches 42% of tenant households. DLRadar's demographic-stress index for the area reads 35/100.

Net-net, 75460 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 75460 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 75460's 30/100 can be lined up against any neighbor in Lamar County, Texas or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 75460, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 75460 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. The point of the 75460 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

30/100
Composite stress
68/100
Structural risk
6/100
Distress activity

Signal-by-signal read on 75460

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk77
+9 more distress dimensions scored for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

75460 at a glance

A live read on 75460: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Each signal above is traceable to an open dataset · methodology

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