Fannin County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Fannin County, TX distress report, 2026: 19 ZIPs scored in Fannin, TX, Fannin, TX average 19/100; the top Fannin, TX ZIP is 75424 at 33/100; Fannin, TX market phase peak, Fannin, TX prices +0.9% year over year.
- Fannin, TX ranks #2,906 nationally (opportunity index); Fannin, TX #245 in Texas; Fannin, TX index 23.8.
- Fannin, TX: no CFPB county sample; Fannin, TX non-metro area reading 1.4%.
- Fannin, TX ZIP phases: 18 peak, 1 contraction.
- Fannin, TX residential listings tracked: 5 across 14 ZIPs; Fannin, TX candidate listings 4.
- Fannin, TX HUD assisted properties: 1 with 40 units.
- Fannin, TX lenders on watch: 3; largest Fannin, TX footprint Community Nb&T Of Texas (3 branches).
- Fannin, TX most distressed ZIP: 75424 at 33/100.
Fannin, TX figures: DLRadar distress index; Fannin, TX inputs: CFPB, FHFA, HUD, FDIC; Fannin, TX rebuilt as sources refresh.
| Rank | Fannin, TX ZIP | Score |
|---|---|---|
| 1 | 75424 | 33/100 |
| 2 | 75491 | 25/100 |
| 3 | 75423 | 24/100 |
| 4 | 75452 | 23/100 |
| 5 | 75496 | 23/100 |
| 6 | 75449 | 22/100 |
| 7 | 75479 | 19/100 |
| 8 | 75490 | 19/100 |
| 9 | 75446 | 18/100 |
| 10 | 75413 | 16/100 |
| 11 | 75418 | 16/100 |
| 12 | 75438 | 16/100 |
Most distressed Fannin, TX ZIPs (0-100, 2026)
Mortgage delinquency around Fannin, TX
No CFPB county sample covers Fannin, TX; the non-metro area reading for Fannin, TX: 1.4% ninety-plus; Fannin, TX area thirty-to-eighty-nine 3.5% (December 2025, Fannin, TX); Texas overall 1.2%.
Opportunity index: Fannin, TX
Fannin, TX index 23.8, Fannin, TX phase weak; Fannin, TX primary driver vacancy, Fannin, TX second driver bank institutional. Fannin, TX components: property stress 14.9, foreclosure pressure 16.2, listing discounts 16.1, bank stress 54.6, insurance 0.0; Fannin, TX pulse 27.3; Fannin, TX capital opportunity 18.5; Fannin, TX seven-day change -0.3%.
ZIP market phases inside Fannin, TX
19 Fannin, TX ZIPs carry a price-cycle phase; Fannin, TX ZIPs by phase (Fannin, TX), deepest drawdown first: contraction, -1.0% YoY, 2.8% off peak (Fannin, TX): 75491; peak, +0.8% YoY, 0.2% off peak (Fannin, TX): 75490; peak, +0.8% YoY, 0.1% off peak (Fannin, TX): 75479; peak, +0.9% YoY (Fannin, TX): 75413, 75418, 75423, 75424, Fannin, TX 75438, 75439, 75446, 75447, Fannin, TX 75449, 75452, 75475, 75476; peak, +1.9% YoY (Fannin, TX): 75469.
Residential listings by Fannin, TX ZIP
Fannin, TX ZIPs with the most tracked Fannin, TX residential listings: 75490 3 listings, 3 candidates, bank pressure 63; 75438 1 listings, 1 candidates, bank pressure 62; 75452 1 listings, 0 candidates, bank pressure 61; 75413 0 listings, 0 candidates, bank pressure 62 (Fannin, TX); 75418 0 listings, 0 candidates, bank pressure 62; 75439 0 listings, 0 candidates, bank pressure 62; 75446 0 listings, 0 candidates, bank pressure 63; 75447 0 listings, 0 candidates, bank pressure 62. Fannin, TX totals: 5 listings; Fannin, TX candidates 4; active ZIPs 1.
HUD assisted housing in Fannin, TX
1 assisted properties with 40 units sit in Fannin, TX; largest Fannin, TX properties: Pecan Place (Bonham) 40 units, 39 assisted.
Lenders with branches in Fannin, TX
Fannin, TX lenders by branch count: Community Nb&T Of Texas (Fannin, TX): stress 51, 3 branches low in Fannin, TX; Fannin Bank (Fannin, TX): stress 72, 2 branches low in Fannin, TX; Legend Bank N A (Fannin, TX): stress 53, 2 branches low in Fannin, TX.
Vacancy and permits, Fannin, TX
2,047 of 14,814 Fannin, TX housing units are vacant; Fannin, TX permits, twelve months: 0 multifamily units in Fannin, TX, 108 one-to-four unit units.
Work Fannin, TX at the parcel level
Every Fannin, TX parcel carries owner and address; every Fannin, TX parcel carries APN; Fannin, TX distress scores sit on the Fannin, TX live board.
Fannin, TX figures refresh with each source.
Fannin, TX questions
Most distressed ZIP code in Fannin County, TX?
ZIP 75424 leads Fannin, TX at 33/100; next in Fannin, TX: 75491 at 25/100; the Fannin, TX average is 19/100.
Where does Fannin County, TX rank for investment opportunity?
Fannin, TX is #2,906 among all ranked counties, #245 in Texas; the Fannin, TX driver is vacancy; Fannin, TX moved down 106 places.
How many mortgages are delinquent in Fannin County, TX?
Fannin, TX takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Fannin, TX.
Which banks lend in Fannin County, TX?
3 watched lenders hold Fannin, TX branches; the largest Fannin, TX footprints are Community Nb&T Of Texas (3), Fannin Bank (2), Legend Bank N A (2).
More on Fannin, TX
Fannin County, TX distress report: public-record figures for Fannin, TX; not legal advice for Fannin, TX; not tax or investment advice; verify every Fannin, TX record before acting.