Fannin County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Fannin County, Texas? DLRadar grades every Fannin County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 32/100. Here is the 2026 Fannin County breakdown.
- Fannin County's most distressed ZIP is 75424 at 32/100.
- 19 ZIP codes tracked in Fannin County, averaging 19/100 distress.
- Fannin County reads peak — home values up 0.9% year over year.
- Vacancy runs 14.2% across Fannin County's tracked ZIPs, with a 12.4% poverty rate.
- The typical Fannin County home is worth about $231,833 against a ~$70,013 median income.
- Lending headwind in Fannin County sits at 42/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 75424 | 32/100 |
| 2 | 75491 | 25/100 |
| 3 | 75423 | 24/100 |
| 4 | 75452 | 22/100 |
| 5 | 75496 | 22/100 |
| 6 | 75449 | 21/100 |
| 7 | 75479 | 19/100 |
| 8 | 75490 | 19/100 |
| 9 | 75446 | 18/100 |
| 10 | 75413 | 16/100 |
| 11 | 75418 | 16/100 |
| 12 | 75438 | 16/100 |
Most distressed ZIP codes in Fannin County (composite distress 0-100, 2026)
What is driving Fannin County distress
The Fannin County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 19/100 ZIP average. No proprietary or modelled inputs enter the score.
Fannin County market phase and pricing
Fannin County currently sits in peak after a 0.9% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Fannin County
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Common questions
Which part of Fannin County, TX scores highest for distress?
ZIP 75424 leads Fannin County at 32/100, recomputed monthly from public records.
Which phase does Fannin County sit in right now?
Fannin County is classified peak with a 0.9% year-over-year increase, following the FHFA House Price Index.
Where does the Fannin County data come from?
Fannin County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 19 ZIPs are comparable to anywhere else.
How much do distress scores vary between Fannin County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Fannin County ZIPs DLRadar ranks, scores run from 32/100 in 75424 down to 16/100 in 75438, against a Fannin County average of 19/100. The 16-point range is the argument for ZIP-level search across Fannin County.
What do Fannin County home values and vacancy say about distressed supply?
The typical Fannin County home carries about $231,833 of value against a median household income near $70,013. Vacancy across Fannin County's tracked ZIPs runs 14.2% and the poverty rate is 12.4%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Fannin County's foreclosure and tax-lien filings and its 42/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.