ZIP 74741 Foreclosure, Tax-Lien & Distress Report

Bryan County, Oklahoma's ZIP 74741 registers 18/100 composite distress, which DLRadar reads as low. Its heaviest discrete signals: structural risk (41/100), construction/permit lag (28/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (8/100) register low. Environmental exposure also runs high (climate & FEMA risk (70/100), flood (NFIP) exposure (66/100)). The latent-versus-live split is 41/100 structural and 2/100 already moving.

Prices here sit in a peak phase: values rose 2.2% over the trailing year, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 18% of adults hold a bachelor's degree or higher. The poverty rate is 16.8% — high, a tax-stress and distress correlate. Households earn a median $56,912 — below the roughly $78,000 national figure. 898 residents call 74741 home, typically aged 44. Around 40% of renters are cost-burdened. A median home runs $176,700 here, or 2.7 times local income. Vacancy runs 15.3%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 410 housing units. The demographic-stress sub-score lands at 30/100. Owners hold 79% of homes, renters 21%.

Net-net, 74741 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 74741 read uses the identical public-record model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 74741 stays directly comparable to neighboring ZIPs and the rest of Bryan County, Oklahoma. The score is rebuilt from public data as it updates, so 74741 reflects the current record instead of a stale or modeled snapshot.

The 18/100 figure for 74741 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 74741 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.