Collin County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Collin County, Texas? DLRadar grades every Collin County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 34/100. Here is the 2026 Collin County breakdown.
- Collin County's most distressed ZIP is 75044 at 34/100.
- 40 ZIP codes tracked in Collin County, averaging 32/100 distress.
- Collin County reads peak — home values up 0.9% year over year.
- Vacancy runs 5.7% across Collin County's tracked ZIPs, with a 6.7% poverty rate.
- The typical Collin County home is worth about $456,220 against a ~$120,110 median income.
- Lending headwind in Collin County sits at 44/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 75044 | 34/100 |
| 2 | 75048 | 34/100 |
| 3 | 75248 | 34/100 |
| 4 | 75002 | 33/100 |
| 5 | 75007 | 33/100 |
| 6 | 75009 | 33/100 |
| 7 | 75013 | 33/100 |
| 8 | 75023 | 33/100 |
| 9 | 75024 | 33/100 |
| 10 | 75025 | 33/100 |
| 11 | 75033 | 33/100 |
| 12 | 75034 | 33/100 |
Most distressed ZIP codes in Collin County (composite distress 0-100, 2026)
What is driving Collin County distress
DLRadar builds Collin County's distress picture only from records anyone can pull; its ZIPs average 32/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Collin County market phase and pricing
Phase for Collin County: peak (+0.9% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Collin County
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Questions about this county
What is the most distressed ZIP code in Collin County, TX?
ZIP 75044 leads Collin County at 34/100, recomputed monthly from public records.
Which phase does Collin County sit in right now?
Phase for Collin County: peak, tracking a 0.9% gain year over year, read off the FHFA index.
Where does the Collin County data come from?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 40 ZIP codes in Collin County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Collin County ZIP codes?
A county average hides the spread. Across the Collin County ZIPs DLRadar ranks, scores run from 34/100 in 75044 down to 33/100 in 75034, against a Collin County average of 32/100. The 1-point range is the argument for ZIP-level search across Collin County.
What do Collin County home values and vacancy say about distressed supply?
The typical Collin County home carries about $456,220 of value against a median household income near $120,110. Vacancy across Collin County's tracked ZIPs runs 5.7% and the poverty rate is 6.7%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Collin County's filings and its 44/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.