Collin County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Collin County, TX distress report, 2026: 40 ZIPs scored in Collin, TX, Collin, TX average 33/100; the top Collin, TX ZIP is 75002 at 34/100; Collin, TX market phase peak, Collin, TX prices +0.9% year over year.
- Collin, TX ranks #2,543 nationally (opportunity index); Collin, TX #224 in Texas; Collin, TX index 25.7.
- Collin, TX ninety-day mortgage delinquency 0.7% in December 2025; Collin, TX twelve-month change +0.2%.
- Collin, TX ZIP phases: 38 peak, 2 contraction.
- Collin, TX residential listings tracked: 132 across 29 ZIPs; Collin, TX candidate listings 33.
- Collin, TX HUD assisted properties: 37 with 4,318 units.
- Collin, TX lenders on watch: 8; largest Collin, TX footprint Prosperity Bank (16 branches).
- Collin, TX most distressed ZIP: 75002 at 34/100.
Collin, TX figures: DLRadar distress index; Collin, TX inputs: CFPB, FHFA, HUD, FDIC; Collin, TX rebuilt as sources refresh.
| Rank | Collin, TX ZIP | Score |
|---|---|---|
| 1 | 75002 | 34/100 |
| 2 | 75009 | 34/100 |
| 3 | 75013 | 34/100 |
| 4 | 75023 | 34/100 |
| 5 | 75024 | 34/100 |
| 6 | 75025 | 34/100 |
| 7 | 75035 | 34/100 |
| 8 | 75044 | 34/100 |
| 9 | 75048 | 34/100 |
| 10 | 75069 | 34/100 |
| 11 | 75070 | 34/100 |
| 12 | 75071 | 34/100 |
Most distressed Collin, TX ZIPs (0-100, 2026)
Mortgage delinquency in Collin, TX
0.7% of Collin, TX mortgages were ninety-plus days late (Collin, TX, December 2025); Collin, TX thirty-to-eighty-nine days late: 1.3%; Collin, TX twelve-month change +0.2%; Collin, TX peak since 2008: 2.8% (January 2010); Texas overall 1.2%. Collin, TX ninety-day series: Dec 24 0.5, Jan 25 0.5, Feb 25 0.5 (Collin, TX), Mar 25 0.6, Apr 25 0.6, May 25 0.5 (Collin, TX), Jun 25 0.6, Jul 25 0.5, Aug 25 0.5 (Collin, TX), Sep 25 0.5, Oct 25 0.6, Nov 25 0.6 (Collin, TX), Dec 25 0.7.
Opportunity index: Collin, TX
Collin, TX index 25.7, Collin, TX phase weak; Collin, TX primary driver construction, Collin, TX second driver bank institutional. Collin, TX components: property stress 11.2, foreclosure pressure 10.8, listing discounts 26.3, bank stress 57.0, insurance 0.0; Collin, TX pulse 28.5; Collin, TX capital opportunity 21.5.
ZIP market phases inside Collin, TX
40 Collin, TX ZIPs carry a price-cycle phase; Collin, TX ZIPs by phase (Collin, TX), deepest drawdown first: contraction, -2.2% YoY, 4.5% off peak (Collin, TX): 75495; contraction, -1.0% YoY, 2.8% off peak (Collin, TX): 75491; peak, +0.9% YoY (Collin, TX): 75002, 75007, 75009, 75013, Collin, TX 75023, 75024, 75025, 75033, Collin, TX 75034, 75035, 75044, 75048, Collin, TX 75069, 75070.
Residential listings by Collin, TX ZIP
Collin, TX ZIPs with the most tracked Collin, TX residential listings: 75071 17 listings, 3 candidates, bank pressure 60; 75035 15 listings, 1 candidates, bank pressure 60; 75072 15 listings, 1 candidates, bank pressure 60; 75023 10 listings, 0 candidates, bank pressure 60 (Collin, TX); 75034 8 listings, 2 candidates, bank pressure 61; 75070 7 listings, 1 candidates, bank pressure 60; 75407 7 listings, 6 candidates, bank pressure 60; 75025 6 listings, 0 candidates, bank pressure 60. Collin, TX totals: 132 listings; Collin, TX candidates 33; active ZIPs 24.
HUD assisted housing in Collin, TX
37 assisted properties with 4,318 units sit in Collin, TX; largest Collin, TX properties: Benton Pointe (Allen) 456 units; Settler's Gate Apartments (Allen) 432 units; Lvl 29 (Plano) 328 units in Collin, TX; Stacy Point (Allen) 326 units; The Cliffs (Mckinney) 300 units; The Civic Frisco Square (Frisco) 275 units.
Lenders with branches in Collin, TX
Collin, TX lenders by branch count: Prosperity Bank (Collin, TX): stress 33, 16 branches low in Collin, TX; Frost Bank (Collin, TX): stress 69, 11 branches low in Collin, TX; Woodforest National Bank (Collin, TX): stress 54, 11 branches low in Collin, TX; American Nb Of Texas (Collin, TX): stress 89, 5 branches low in Collin, TX; Plainscapital Bank (Collin, TX): stress 66, 4 branches low in Collin, TX; Lamar National Bank (Collin, TX): stress 80, 3 branches low in Collin, TX; First National Bank Texas (Collin, TX): stress 77, 3 branches low in Collin, TX; Texas Bank (Collin, TX): stress 64, 3 branches low in Collin, TX.
Vacancy and permits, Collin, TX
20,750 of 437,396 Collin, TX housing units are vacant; Collin, TX permits, twelve months: 5,565 multifamily units in Collin, TX, 10,239 one-to-four unit units.
Work Collin, TX at the parcel level
Every Collin, TX parcel carries owner and address; every Collin, TX parcel carries APN; Collin, TX distress scores sit on the Collin, TX live board.
Collin, TX figures refresh with each source.
Collin, TX questions
Most distressed ZIP code in Collin County, TX?
ZIP 75002 leads Collin, TX at 34/100; next in Collin, TX: 75009 at 34/100; the Collin, TX average is 33/100.
Where does Collin County, TX rank for investment opportunity?
Collin, TX is #2,543 among all ranked counties, #224 in Texas; the Collin, TX driver is construction; Collin, TX moved up 14 places.
How many mortgages are delinquent in Collin County, TX?
0.7% of Collin, TX mortgages were ninety-plus days late in December 2025; the Collin, TX peak since 2008 was 2.8%.
Which banks lend in Collin County, TX?
8 watched lenders hold Collin, TX branches; the largest Collin, TX footprints are Prosperity Bank (16), Frost Bank (11), Woodforest National Bank (11).
More on Collin, TX
Collin County, TX distress report: public-record figures for Collin, TX; not legal advice for Collin, TX; not tax or investment advice; verify every Collin, TX record before acting.