ZIP 75166 Foreclosure, Tax-Lien & Distress Report

ZIP code 75166 in Collin County, Texas carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. The pressure is most legible in structural risk (73/100), construction/permit lag (63/100), institutional ownership (47/100). By contrast, mortgage stress (19/100) register low. Latent structural risk is 73/100 while live distress already moving reads 6/100. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (86/100).

The market reads peak — home values rose 0.9% year on year, and 9% higher over three years, at 9/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $129,130 — above the roughly $78,000 national figure. Home values center near $396,600, an affordability ratio of 3.0× — accessible. Roughly 1.0% live below the poverty line, a low share typical of higher-equity areas. The demographic-stress sub-score lands at 21/100. Rent burden reaches 21% of tenant households. 88% of housing is owner-occupied. The ZIP holds roughly 2,320 housing units. 6,679 residents call 75166 home, typically aged 35. Educational attainment sits at 36% bachelor's-or-above. The vacancy rate is 0.0%.

Net-net, 75166 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 75166 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 75166's 33/100 can be lined up against any neighbor in Collin County, Texas or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 75166, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 75166's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 75166 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.