ZIP 75154 Foreclosure, Tax-Lien & Distress Report

ZIP code 75154 in Ellis County, Texas carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 67/100 against active distress of 6/100. What sets it apart are the readings on structural risk (67/100), institutional ownership (51/100), construction/permit lag (51/100). On the quiet end sit mortgage stress (19/100). Environmental exposure also runs high (climate & FEMA risk (84/100), flood (NFIP) exposure (84/100)).

The peak-phase market in 75154 posted values that rose 1.1% over the year, and 4% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 50,178 with a median age of 37. Vacancy runs 3.2%. A median home runs $345,500 here, or 3.1 times local income. The tenure split is 84% owner-occupied to 16% rented. About 31% have a four-year degree. Rent burden reaches 63% of tenant households. Households earn a median $96,150 — above the roughly $78,000 national figure. There are about 17,756 housing units across 75154. On demographic stress specifically, 75154 scores 31/100. Roughly 10.2% live below the poverty line.

On balance 75154 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.