ZIP 75165 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 75165 in Ellis County, Texas comes in at 31, a moderate composite-distress reading. The split runs 71/100 structural to 6/100 active on the ground. Climate and flood risk are elevated too — flood (NFIP) exposure (83/100), climate & FEMA risk (82/100). Property-level stress concentrates in construction/permit lag (76/100), structural risk (71/100), institutional ownership (47/100). By contrast, mortgage stress (19/100) register low.

The market reads peak — home values rose 0.9% year on year, and 4% higher over three years, at 9/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $341,600, an affordability ratio of 3.6× — accessible. 67% of housing is owner-occupied. There are about 19,797 housing units across 75165. About 28% have a four-year degree. On demographic stress specifically, 75165 scores 30/100. Around 39% of renters are cost-burdened. The vacancy rate is 5.7%. Roughly 8.0% live below the poverty line. Population is roughly 51,203 with a median age of 34. At $84,780, median income runs near typical U.S. levels.

Overall, 75165 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 75165 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 75165 read uses the identical scoring model applied coast to coast, which means its 31/100 score means exactly what it means anywhere else, and 75165 stays directly comparable to neighboring ZIPs and the rest of Ellis County, Texas. Sparse data for 75165 shows as blanks, never estimates, and the score updates on every fresh public filing.

75165's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 75165 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.