ZIP 75165 Property Distress & Foreclosure Data

DLRadar grades ZIP 75165 (Ellis County, Texas) at a low 29/100 for overall property distress. Structural risk reads 65/100 against active distress of 6/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (83/100), climate & FEMA risk (82/100). Property-level stress concentrates in structural risk (65/100), institutional ownership (51/100), construction/permit lag (46/100). By contrast, mortgage stress (19/100) register low.

The market reads peak — home values rose 1.1% year on year, and 4% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $341,600, an affordability ratio of 3.6× — accessible. Owners hold 67% of homes, renters 33%. There are about 19,797 housing units across 75165. Educational attainment sits at 28% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 30/100. Rent burden reaches 39% of tenant households. Vacancy runs 5.7%. 8.0% of residents fall below the poverty threshold. About 51,203 people live here, median age 34. Median household income is $84,780, near the U.S. median near $78,000.

Net-net, 75165 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.