ZIP 76651 Property Distress & Foreclosure Data

Composite property distress in 76651 (Ellis County, Texas) lands at 29/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (flood (NFIP) exposure (83/100), climate & FEMA risk (82/100)). The latent-versus-live split is 65/100 structural and 6/100 already moving. The sharpest non-environmental signals are structural risk (65/100), institutional ownership (51/100), construction/permit lag (46/100). On the quiet end sit mortgage stress (19/100).

The peak-phase market in 76651 posted values that rose 1.1% over the year, and 18% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 11.1%. Roughly 12.0% live below the poverty line. On demographic stress specifically, 76651 scores 33/100. Around 52% of renters are cost-burdened. The ZIP holds roughly 1,487 housing units. About 21% have a four-year degree. A median home runs $224,500 here, or 3.1 times local income. Population is roughly 4,071 with a median age of 37. Households earn a median $69,191 — near the roughly $78,000 national figure. The tenure split is 71% owner-occupied to 29% rented.

On balance 76651 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.