ZIP 76626 Property Distress & Foreclosure Data

ZIP code 76626 in Navarro County, Texas carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (61/100), construction/permit lag (59/100), institutional ownership (45/100). By contrast, mortgage stress (18/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (73/100), flood (NFIP) exposure (61/100). The latent-versus-live split is 61/100 structural and 5/100 already moving.

The market reads peak — home values rose 1.1% year on year (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

DLRadar's demographic-stress index for the area reads 22/100. 7.6% of residents fall below the poverty threshold. Median household income is $94,476, above the U.S. median near $78,000. Owners hold 70% of homes, renters 30%. Around 7% of renters are cost-burdened. Educational attainment sits at 9% bachelor's-or-above. The vacancy rate is 22.9% — elevated. About 1,219 people live here, median age 38. The ZIP holds roughly 561 housing units. Home values center near $205,600, an affordability ratio of 1.6× — accessible.

Net-net, 76626 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.