ZIP 76626 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 76626 (Navarro County, Texas) returns a low composite of 27/100. The pressure is most legible in construction/permit lag (60/100), structural risk (59/100), institutional ownership (41/100). mortgage stress (18/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (73/100), flood (NFIP) exposure (60/100). The latent-versus-live split is 59/100 structural and 5/100 already moving.

The peak-phase market in 76626 posted values that rose 0.9% over the year (phase confidence 9/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

On demographic stress specifically, 76626 scores 22/100. The poverty rate is 7.6%. At $94,476, median income runs above typical U.S. levels. 70% of housing is owner-occupied. Rent burden reaches 7% of tenant households. Educational attainment sits at 9% bachelor's-or-above. Vacancy runs 22.9%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 1,219 with a median age of 38. The ZIP holds roughly 561 housing units. The typical home is worth about $205,600 (1.6× income, relatively affordable).

Net-net, 76626 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 76626 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 76626 can be compared directly against any other ZIP in Navarro County, Texas or nationwide. Nothing here is interpolated — where a source is thin for 76626, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 27/100 figure for 76626 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 76626 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.