ZIP 75109 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 75109 (Navarro County, Texas) returns a low composite of 26/100. Environmental exposure also runs high (climate & FEMA risk (72/100)). Property-level stress concentrates in construction/permit lag (60/100), structural risk (59/100), institutional ownership (41/100). By contrast, mortgage stress (19/100) register low. The split runs 59/100 structural to 6/100 active on the ground.

Prices here sit in a peak phase: values rose 0.9% over the trailing year, and 21% higher over three years, at 9/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $258,400, an affordability ratio of 2.5× — accessible. 17.6% of residents fall below the poverty threshold. Owners hold 88% of homes, renters 12%. The ZIP holds roughly 2,390 housing units. 5,115 residents call 75109 home, typically aged 45. At $85,009, median income runs near typical U.S. levels. The vacancy rate is 16.0% — elevated. Rent burden reaches 49% of tenant households. Educational attainment sits at 20% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 30/100.

Taken together, 75109 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 75109 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 75109 stays directly comparable to neighboring ZIPs and the rest of Navarro County, Texas. Sparse data for 75109 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 26/100 for 75109 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 75109 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.