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Navarro County, TX: Foreclosures, Tax Liens & Distressed Properties

Navarro County, TX, Texas: 17 ZIP codes scored, Navarro County, TX averaging 26/100 (low, Navarro, TX), from 23 to 31. Navarro County, TX is in its peak phase (Navarro, TX confidence 9/100): Navarro, TX home prices up 0.9% (Navarro, TX) over twelve months. Navarro County, TX lender headwind: 0/100.

Highest-scoring Navarro County, TX ZIPs: 75119 (31/100), 76626 (27/100), 76641 (27/100), 76648 (27/100), 76666 (27/100), 75102 (26/100). Also scored in Navarro County, TX: 75105, 75109, 75110, 75144, 75153, 75155, 76639, 76679, 76681, 76693.

Across Navarro County, TX's scored ZIPs: median home value $169,447, household income $65,803, 21.1% vacancy, 13.1% poverty, 73% owner-occupied, median age 37.3.

Navarro County, TX insurance distress 53/100 (#1,029 in the US); FEMA hazard 52/100 for Navarro, TX; 2 federal disaster declarations in Navarro County, TX since 2023 (2 flood); 1 Navarro, TX NFIP flood claims, $10K paid; Navarro, TX construction distress 59/100.

10 banks with 15 branches lend in Navarro County, TX; Navarro, TX weighted bank stress 51/100, highest 73/100 in Navarro, TX.

Navarro County, TX unemployment 5.4% (Navarro, TX +0.2 pts, six months); 460 new housing units permitted in Navarro County, TX over twelve months, Navarro, TX down 9% from 503; Navarro, TX home prices +12.4% a year (Navarro, TX) over three years.

22,191 housing units in Navarro County, TX; 5,909 Navarro, TX renter households; 41% of Navarro, TX renters spend 30%+ of income on rent, 15% (Navarro, TX) half or more.

Navarro County, TX ranks #1,626 nationally on the opportunity index (Navarro, TX, among all ranked counties); Navarro, TX scores 29.0/100 and Navarro, TX sits #158 inside Texas. Navarro, TX is in the early_signal opportunity phase; Navarro, TX's primary driver is vacancy, Navarro, TX second driver construction; Navarro, TX moved down 106 places. 3 short-sale listings across Navarro, TX; 49 days on market observed in Navarro, TX; 14.0% vacancy over 17 Navarro, TX ZIPs.

No CFPB county sample covers Navarro County, TX. The non-metro area reading for Navarro, TX: 1.4% ninety-plus days late; Navarro, TX's thirty-to-eighty-nine share is 3.5% (Navarro, TX, December 2025 data); Texas overall 1.2%.

Navarro County, TX has 8 watched banks; 8 Navarro, TX banks sit in an elevated band. Navarro, TX footprints: Community Nb&T Of Texas (3 branches, stress 51) in Navarro, TX; Prosperity Bank (3 branches, stress 33) in Navarro, TX; Verabank National Assn (2 branches, stress 53) in Navarro, TX.

HUD lists 1 assisted multifamily property in Navarro County, TX with 148 units.

3,147 of the 22,191 housing units in Navarro, TX sit vacant. Navarro County, TX permitted 0 multifamily units in twelve months; Navarro, TX's one-to-four unit structures added 460 units in Navarro County, TX.

Peak
Market phase
0.9%
Navarro, TX HPI YoY
0%
Drawdown
9
Navarro confidence

Where distress concentrates in Navarro County

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