ZIP 75102 Property Distress & Foreclosure Data

Composite property distress in 75102 (Navarro County, Texas) lands at 28/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (63/100), structural risk (61/100), institutional ownership (45/100). By contrast, mortgage stress (19/100) register low. On the structural side it scores 61/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (72/100), flood (NFIP) exposure (60/100).

The market reads peak — home values rose 1.1% year on year (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 17.9% — elevated. About 1,722 people live here, median age 40. Around 11% of renters are cost-burdened. The ZIP holds roughly 555 housing units. 2.9% of residents fall below the poverty threshold. Owners hold 82% of homes, renters 18%. Median household income is $82,863, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 20/100. Educational attainment sits at 12% bachelor's-or-above. Home values center near $123,500, an affordability ratio of 1.4× — accessible.

Net-net, 75102 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.