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ZIP 76676 Foreclosure, Tax-Lien & Distress Report

Hill County, Texas · High Vacancy market

DLRadar grades ZIP 76676 (Hill County, Texas) at a low 27/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (78/100), climate & FEMA risk (70/100)). Property-level stress concentrates in structural risk (61/100), construction/permit lag (58/100), institutional ownership (45/100). mortgage stress (20/100) stay muted. The split runs 61/100 structural to 6/100 active on the ground.

The market reads peak — home values rose 2.0% year on year (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

A median home runs $164,300 here, or 1.8 times local income. The vacancy rate is 14.8% — elevated. The tenure split is 95% owner-occupied to 5% rented. The poverty rate is 4.8% — low. About 353 people live here, median age 36. Around 17% of renters are cost-burdened. At $75,500, median income runs near typical U.S. levels. About 27% have a four-year degree. The ZIP holds roughly 149 housing units. On demographic stress specifically, 76676 scores 19/100.

On the whole, 76676 leans distressed, with opportunity clustered in specific stressed parcels. 76676 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 76676 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 76676, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 76676 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. Practically, 76676 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

27/100
Composite stress
61/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 76676

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk70
9 further distress layers are graded for 76676

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 76676 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 76676, the same set carried on every parcel.

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