Hill County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Hill County, Texas? DLRadar grades every Hill County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 29/100. Here is the 2026 Hill County breakdown.
- Hill County's most distressed ZIP is 76670 at 29/100.
- 19 ZIP codes tracked in Hill County, averaging 27/100 distress.
- Hill County reads peak — home values up 2.0% year over year.
- Vacancy runs 15.4% across Hill County's tracked ZIPs, with a 11.1% poverty rate.
- The typical Hill County home is worth about $170,100 against a ~$67,068 median income.
- Lending headwind in Hill County sits at 5/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 76670 | 29/100 |
| 2 | 76621 | 28/100 |
| 3 | 76622 | 28/100 |
| 4 | 76055 | 27/100 |
| 5 | 76627 | 27/100 |
| 6 | 76628 | 27/100 |
| 7 | 76631 | 27/100 |
| 8 | 76636 | 27/100 |
| 9 | 76645 | 27/100 |
| 10 | 76648 | 27/100 |
| 11 | 76650 | 27/100 |
| 12 | 76660 | 27/100 |
Most distressed ZIP codes in Hill County (composite distress 0-100, 2026)
What is driving Hill County distress
Hill County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 27/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Hill County market phase and pricing
Phase for Hill County: peak (+2.0% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Hill County
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Frequently asked questions
Where is distress highest inside Hill County, TX?
ZIP 76670 leads Hill County at 29/100, recomputed monthly from public records.
Which phase does Hill County sit in right now?
The market phase for Hill County is peak, prices rising 2.0% on the year — derived from the FHFA House Price Index path.
What are the sources behind these Hill County numbers?
Every Hill County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 19 Hill County ZIP codes that it runs on every other U.S. county, so Hill County's numbers are directly comparable to any other market.
How much do distress scores vary between Hill County ZIP codes?
Averaging the county conceals how uneven it is. Across the Hill County ZIPs DLRadar ranks, scores run from 29/100 in 76670 down to 27/100 in 76660, against a Hill County average of 27/100. That 2-point gap is why acquisition targeting in Hill County works at ZIP level rather than county level.
What do Hill County home values and vacancy say about distressed supply?
The typical Hill County home carries about $170,100 of value against a median household income near $67,068. Vacancy across Hill County's tracked ZIPs runs 15.4% and the poverty rate is 11.1%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Hill County's foreclosure and lien filings and its 5/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.