Hill County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Hill County, TX distress report, 2026: 19 ZIPs scored in Hill, TX, Hill, TX average 28/100; the top Hill, TX ZIP is 76670 at 31/100; Hill, TX market phase peak, Hill, TX prices +2.0% year over year.
- Hill, TX ranks #2,030 nationally (opportunity index); Hill, TX #180 in Texas; Hill, TX index 27.6.
- Hill, TX: no CFPB county sample; Hill, TX non-metro area reading 1.4%.
- Hill, TX ZIP phases: 18 peak, 1 neutral.
- Hill, TX residential listings tracked: 3 across 15 ZIPs; Hill, TX candidate listings 1.
- Hill, TX HUD assisted properties: 2 with 126 units.
- Hill, TX lenders on watch: 5; largest Hill, TX footprint Citizens Nb Of Hillsboro (2 branches).
- Hill, TX most distressed ZIP: 76670 at 31/100.
Hill, TX figures: DLRadar distress index; Hill, TX inputs: CFPB, FHFA, HUD, FDIC; Hill, TX rebuilt as sources refresh.
| Rank | Hill, TX ZIP | Score |
|---|---|---|
| 1 | 76670 | 31/100 |
| 2 | 76055 | 28/100 |
| 3 | 76621 | 28/100 |
| 4 | 76622 | 28/100 |
| 5 | 76627 | 28/100 |
| 6 | 76628 | 28/100 |
| 7 | 76631 | 28/100 |
| 8 | 76636 | 28/100 |
| 9 | 76645 | 28/100 |
| 10 | 76650 | 28/100 |
| 11 | 76660 | 28/100 |
| 12 | 76676 | 28/100 |
Most distressed Hill, TX ZIPs (0-100, 2026)
Mortgage delinquency around Hill, TX
No CFPB county sample covers Hill, TX; the non-metro area reading for Hill, TX: 1.4% ninety-plus; Hill, TX area thirty-to-eighty-nine 3.5% (December 2025, Hill, TX); Texas overall 1.2%.
Opportunity index: Hill, TX
Hill, TX index 27.6, Hill, TX phase weak; Hill, TX primary driver vacancy, Hill, TX second driver bank institutional. Hill, TX components: property stress 21.2, foreclosure pressure 22.3, listing discounts 7.1, bank stress 58.6, insurance 0.0; Hill, TX pulse 35.8; Hill, TX capital opportunity 15.4; Hill, TX seven-day change -0.3%.
ZIP market phases inside Hill, TX
19 Hill, TX ZIPs carry a price-cycle phase; Hill, TX ZIPs by phase (Hill, TX), deepest drawdown first: neutral, +1.3% YoY, 2.6% off peak (Hill, TX): 76691; peak, +2.0% YoY, 0.1% off peak (Hill, TX): 76621, 76622; peak, +2.0% YoY, 0.0% off peak (Hill, TX): 76673; peak, +1.1% YoY (Hill, TX): 76050; peak, +2.0% YoY (Hill, TX): 76055, 76627, 76628, 76631, Hill, TX 76636, 76645, 76650, 76660; peak, +1.2% YoY (Hill, TX): 76093; peak, +1.9% YoY (Hill, TX): 76648; peak, +1.6% YoY (Hill, TX): 76666.
Residential listings by Hill, TX ZIP
Hill, TX ZIPs with the most tracked Hill, TX residential listings: 76055 1 listings, 0 candidates, bank pressure 68; 76645 1 listings, 0 candidates, bank pressure 68; 76648 1 listings, 1 candidates, bank pressure 60; 76621 0 listings, 0 candidates, bank pressure 65 (Hill, TX); 76622 0 listings, 0 candidates, bank pressure 65; 76627 0 listings, 0 candidates, bank pressure 68; 76628 0 listings, 0 candidates, bank pressure 68; 76631 0 listings, 0 candidates, bank pressure 68. Hill, TX totals: 3 listings; Hill, TX candidates 1; active ZIPs 2.
HUD assisted housing in Hill, TX
2 assisted properties with 126 units sit in Hill, TX; largest Hill, TX properties: Rosemont Of Hillsboro (Hillsboro) 76 units; Crestridge Apartments-Ua Only (Hillsboro) 50 units.
Lenders with branches in Hill, TX
Hill, TX lenders by branch count: Citizens Nb Of Hillsboro (Hill, TX): stress 77, 2 branches low in Hill, TX; Cornerstone Capital Bank Ssb (Hill, TX): stress 85, 1 branch low in Hill, TX; First National Bank Texas (Hill, TX): stress 77, 1 branch low in Hill, TX; First Security State Bank (Hill, TX): stress 72, 1 branch low in Hill, TX; First Nb Of Central Texas (Hill, TX): stress 37, 1 branch low in Hill, TX.
Vacancy and permits, Hill, TX
2,667 of 16,434 Hill, TX housing units are vacant; Hill, TX permits, twelve months: 0 multifamily units in Hill, TX, 47 one-to-four unit units.
Work Hill, TX at the parcel level
Every Hill, TX parcel carries owner and address; every Hill, TX parcel carries APN; Hill, TX distress scores sit on the Hill, TX live board.
Hill, TX figures refresh with each source.
Hill, TX questions
Most distressed ZIP code in Hill County, TX?
ZIP 76670 leads Hill, TX at 31/100; next in Hill, TX: 76055 at 28/100; the Hill, TX average is 28/100.
Where does Hill County, TX rank for investment opportunity?
Hill, TX is #2,030 among all ranked counties, #180 in Texas; the Hill, TX driver is vacancy; Hill, TX moved down 1,164 places.
How many mortgages are delinquent in Hill County, TX?
Hill, TX takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Hill, TX.
Which banks lend in Hill County, TX?
5 watched lenders hold Hill, TX branches; the largest Hill, TX footprints are Citizens Nb Of Hillsboro (2), Cornerstone Capital Bank Ssb (1), First National Bank Texas (1).
More on Hill, TX
Hill County, TX distress report: public-record figures for Hill, TX; not legal advice for Hill, TX; not tax or investment advice; verify every Hill, TX record before acting.