ZIP 76689 Property Distress & Foreclosure Data

Bosque County, Texas's ZIP 76689 registers 21/100 composite distress, which DLRadar reads as low. Structural exposure scores 46 and live distress 6 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100). The most distinctive pressure shows up in institutional ownership (46/100), structural risk (46/100), mortgage stress (18/100). By contrast, mortgage stress (18/100) and construction/permit lag (13/100) register low.

The market reads recovery — home values rose 3.0% year on year, 1.0% off the recent peak, and 40% higher over three years, at 24/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 4,421 people live here, median age 37. Vacancy runs 14.3%, above the national norm and a classic distress-and-opportunity signal. Home values center near $217,400, an affordability ratio of 3.0× — accessible. DLRadar's demographic-stress index for the area reads 31/100. Rent burden reaches 55% of tenant households. 6.6% of residents fall below the poverty threshold. Owners hold 86% of homes, renters 14%. There are about 1,789 housing units across 76689. Median household income is $76,250, near the U.S. median near $78,000. Educational attainment sits at 20% bachelor's-or-above.

Net-net, 76689 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.