ZIP 76689 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 76689 (Bosque County, Texas) lands at 26/100 — low on DLRadar's distress scoring. The latent-versus-live split is 59/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (90/100). Leading the profile are construction/permit lag (59/100), structural risk (59/100), institutional ownership (49/100). mortgage stress (18/100) stay muted.

Prices here sit in a neutral phase: values rose 1.2% over the trailing year, 2.6% off the recent peak, and 40% higher over three years, at 12/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 4,421 people live here, median age 37. The vacancy rate is 14.3% — elevated. A median home runs $217,400 here, or 3.0 times local income. DLRadar's demographic-stress index for the area reads 31/100. Around 55% of renters are cost-burdened. Roughly 6.6% live below the poverty line, a low share typical of higher-equity areas. Owners hold 86% of homes, renters 14%. There are about 1,789 housing units across 76689. At $76,250, median income runs near typical U.S. levels. Around 20% of adults hold a bachelor's degree or higher.

Net-net, 76689 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 76689 is not published yet -- the ZIP-level readings above remain fully sourced.

The 76689 read uses the identical scoring model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 76689 stays directly comparable to neighboring ZIPs and the rest of Bosque County, Texas. Nothing here is interpolated — where a source is thin for 76689, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 76689's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 76689 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.