ZIP 76538 Property Distress & Foreclosure Data

DLRadar grades ZIP 76538 (Hamilton County, Texas) at a low 17/100 for overall property distress. Climate and flood risk are elevated too — FEMA disaster exposure (67/100). The latent-versus-live split is 36/100 structural and 6/100 already moving. Property-level stress concentrates in institutional ownership (47/100), structural risk (36/100), construction/permit lag (29/100). construction/permit lag (29/100) and mortgage stress (19/100) stay muted.

Prices here sit in a neutral phase: values rose 3.4% over the trailing year (phase confidence 18/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $61,103, median income runs below typical U.S. levels. The poverty rate is 22.1% — high, a tax-stress and distress correlate. 89% of housing is owner-occupied. Around 26% of adults hold a bachelor's degree or higher. The vacancy rate is 16.0% — elevated. The typical home is worth about $122,500 (2.1× income, relatively affordable). Around 14% of renters are cost-burdened. The demographic-stress sub-score lands at 23/100. 996 residents call 76538 home, typically aged 52. The ZIP holds roughly 506 housing units.

Taken together, 76538 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.