ZIP 76531 Property Distress & Foreclosure Data

ZIP code 76531 in Hamilton County, Texas carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 37 and live distress 6 on the 0–100 scale. Environmental exposure also runs high (FEMA disaster exposure (69/100)). What sets it apart are the readings on construction/permit lag (74/100), institutional ownership (37/100), structural risk (37/100). On the quiet end sit structural risk (37/100) and mortgage stress (19/100).

The neutral-phase market in 76531 posted values that rose 4.3% over the year, and 42% higher over three years, at 24/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The tenure split is 75% owner-occupied to 25% rented. A median home runs $126,300 here, or 2.3 times local income. Roughly 17.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Households earn a median $55,651 — below the roughly $78,000 national figure. Vacancy runs 30.2%, above the national norm and a classic distress-and-opportunity signal. About 22% have a four-year degree. There are about 2,372 housing units across 76531. On demographic stress specifically, 76531 scores 28/100. Population is roughly 4,673 with a median age of 44. Rent burden reaches 25% of tenant households.

On the whole, 76531 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.