ZIP 76432 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 76432 in Brown County, Texas comes in at 23, a low composite-distress reading. The pressure is most legible in construction/permit lag (80/100), structural risk (53/100), institutional ownership (28/100). On the quiet end sit institutional ownership (28/100) and mortgage stress (15/100). On the structural side it scores 53/100, with 4/100 of stress already active.

The market reads peak — home values rose 1.4% year on year, at 14/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 685 housing units. Owners hold 94% of homes, renters 6%. Home values center near $216,700, an affordability ratio of 3.3× — accessible. Educational attainment sits at 14% bachelor's-or-above. On demographic stress specifically, 76432 scores 29/100. Vacancy runs 27.9%, above the national norm and a classic distress-and-opportunity signal. At $61,298, median income runs below typical U.S. levels. Rent burden reaches 20% of tenant households. Population is roughly 1,376 with a median age of 51. 14.5% of residents fall below the poverty threshold.

Net-net, 76432 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 76432's 23/100 can be lined up against any neighbor in Brown County, Texas or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 76432 shows blanks, not estimates, wherever the record is sparse.

The 23/100 figure for 76432 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 76432 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.